
PETROS KARDARAS

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About me
Senior Credit Risk Analyst - International Corporate credit/Group corporate credit Eurobank
Education

University of Greenwich
2002 - 2003Master of Science (MSc) International Banking and FinanceUniversity of Greenwich Business School Principal subjects:Financial ManagementPortfolio ManagementBank ManagementInternational Corporate Finance Thesis Title: “The Effects of Mergers and Acquisitions on the level of employment and the post combination operating performance”. (Approved by: Dr John Smullen.)

University of Greenwich
1998 - 2001Bachelor's degree B.A Economics 2:1Final Year Thesis: “An analysis of the Financial position of Microsoft Corporation in the computer industry based on current economic theories” (Αpproved by Dr Ghanei M)Main Subject included: Macroeconomics, Microeconomics, Finance and Investment, Banking, Advanced Maths and Statistics, Computing.
Experience

Eurobank
Jun 2005 - nowSenior Risk Analyst – Group Corporate Credit/International Corporate Credit) Evaluation of credit applications originating from specialized Units of the Bank (Structured Finance/Shipping) and issuance of independent Risk Opinion. Thorough analysis/evaluation and confirmation of Credit Rating for each separate obligor reflecting the risks acknowledged. Participation on the relevant committees and drafting the minutes for each case reviewed. Additional duties related to the International Credit Sector as described below. Show less Risk Analyst – International Corporate Credit Check the compliance / completeness of the credit proposals submitted to the International credit Sector in relation to the Credit Policy Manual and the ICS Guidelines Financial analysis of Credit Proposals originating from Group’s subsidiaries in Serbia, Cyprus, Bulgaria, London/Luxemburg and issuance of independent Risk Opinion. Preparation of minutes for the Regional Credit Committee (RCC), (proper presentation of arguments, opinions and decision reasoning), timely distribution of minutes according to procedures, follow-up for the return of signed minutes. Monitoring and updating of the ICS Management for any required actions decided at the meetings. Preparation of International Credit Sector’s MIS report on a monthly basis. Providing support to international affiliates on policy and credit related issues. Asset Quality controls over the loan portfolio of the countries with on field visits. Show less
Senior Risk Analyst
Nov 2019 - nowRisk Analyst
Apr 2015 - Nov 2019Credit Ofiicer
Jun 2005 - Apr 2015
Licenses & Certifications

Certification in Commercial Banking
HBASept 2015
Negotiations Skills
Athens University of Economics and BusinessJul 2015- View certificate

Cultivating a Growth Mindset
LinkedInNov 2021 - View certificate

Finance and Accounting Tips
LinkedInNov 2021
Languages
- enEnglish
- itItalian
- grGreek
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