Nate Godsman, CFA

Experience

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  Emory University

  Aug 2008 - May 2009

  Resident Advisor

  Developed relationships with 18 residents, offering academic and extracurricular guidance;Organized programs, both independently for my residents and with other RAs for entire hall

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  Geneva Glen Camp

  Jun 2010 - Aug 2010

  Camp Counselor, Aquatics Director

  Counselor for four summers in 2006, '07, '09, and '10;Worked with children aged 5-16, serving as caregiver and role model;Oversaw a staff of 20 lifeguards to maintain pool safety standards and operation;Collaborated with co-counselors to program activities with focus in nurturing diversity, promoting self-esteem, and appreciating outdoors..

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  University of New Hampshire

  Aug 2011 - May 2012

  Research/Teaching Assistant

  Execute research projects, finding applicable data and presenting findings in accessible formats in SAS, Word, Excel, and PowerPoint;Instruct undergraduates in office settings, clarifying material and answering questions;Grade response essays, upholding professor's standards and maintaining fairness

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  Fannie Mae

  Jul 2012 - Jan 2016

  • Leveraged internal models and performed statistical analysis to understand trends relating to Single Family credit risk• Created widely distributed internal and external reports for risk managers using Tableau that tracked trends in credit risk with a focus on lender loan profile and performance• Integrated disparate data sources to develop business intelligence that advised upper management• Developed new metrics that better identified counterparty credit and operational risk• Prepared regular presentation for Chief Credit Officer that reported impact of underwriting model performance and macroeconomic trends on business outcomes • Provided consultation regarding statistical analysis on conference calls with business partners and external parties Show less

  • Financial Economist II

    Jan 2014 - Jan 2016

  • Financial Economist I

    Nov 2012 - Jan 2014

  • College Intern

    Jul 2012 - Nov 2012
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  RapidAdvance

  Jan 2016 - Aug 2017

  Credit Risk Analyst

  • Develop a scorecard model suite that makes automated underwriting decisions and profiles the existing portfolio of small business loans• Create and implement a risk-based pricing model to determine pricing and appropriate risk cut-offs• Set credit policy to foster sustainable business growth considering risk appetite and market conditions• Work closely with the technology team to analyze the data environment to integrate new data sources, verify accuracy of model-driven decision making and underwriting, support risk-based pricing, and development of new products Show less

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  Fannie Mae

  Aug 2017 - now

  Key Accomplishments:• Rationalized and prioritized plans to redesign the Collateral Underwriter model to enhance over-valuation and under-valuation detection and provide insights to lender and risk partners. Collected and synthesized industry feedback and performance metrics to refine problem statements. Expertly managed project plans, resources, and personnel to implement enhancements• Lead teams to bring to market several innovative Valuation Modernization products, including the launch of an inspection-based appraisal waiver, and expansion for condominiums• Spearheaded the expansion of the income verification using bank statement data program, developing a comprehensive roadmap for future enhancements, executing roadmap through series of releases rolling out to customers, and expanded product to new clientsMain responsibilities:• Maintain portfolio of products and models belonging to Fannie Mae's Desktop Underwriter (DU) and Collateral Underwriter (CU), industry-leading automated mortgage underwriting systems• Manage teams of data scientists that develop machine learning and statistical models to be embedded within automated decision products• Foster culture of excellence across teams to attract, develop, and retain top talent• Guide strategic direction for credit and collateral risk management• Oversee implementation of strategic roadmaps to ensure successful completion and market launch of product enhancements• Maintain strong relationships across Fannie Mae and with key industry stakeholders to ensure organizational success and foster positive industry reception Show less

  • Director of Analytics and Modeling

    Jun 2020 - now

  • Economist III

    Sept 2018 - Jun 2020

  • Economist II

    Aug 2017 - Sept 2018