Md. Kudrat-E-Khouda Emon

Experience

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  The Premier Bank Ltd

  Apr 2003 - Apr 2009

  FEO & Branch Credit Incharge

  Responsible to run the branch credit department successfully and Generate Credit Proposals for new & existing customers of the branch.Major Clients List:Labib Group, Excel Telecom, Quality Feed Limited, SS Steel, Sweater Cottage, Packing Aid etc.Job Responsibilities were but not Limited to:-Providing excellent customer service to the asset customers -Increase the quality and ensure the utilization of the existing portfolio -assigned for preparing Credit Risk Grading (CRG) Score Sheet to highlight borrower’s financial standing and indicate the risks associated with the credit exposure-Maintaining the deteriorating credit account-Assigned for prepare sanction advice, completion of documentation formalities and disburse the sanctioned loan. Show less

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  ONE Bank Limited

  Apr 2009 - Nov 2009

  PO & Relationship Manager, Banani Branch, Dhaka

  Responsible to manage the existing portfolio successfully and also includes and not limited to Generating/acquiring new business.Major Clients List:Shamsuddin’ Spinning, Omega Poultry, Kashba Housing, Foamex, Autocon, Aamra Technologies.

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  The City Bank Ltd

  Dec 2009 - Oct 2011

  SEO & Relationship Manager, Corporate Banking Divison

  Designated as key point contact for the Bank’s relationship with a assigned portfolio of 15 accounts of different business groups. Portfolio size BDT 4.6 BillionMajor Clients List:Transcom Group, ACI Group ,Renata Limited, Nuvista Pharma, Shanta Group, United Group, Nasir Group, Jayson Group, Rahim Textile, BTI Limited & Runner Group

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  Eastern Bank Limited

  Oct 2011 - Jul 2019

  SAVP & Senior Relationship Manager, Corporate Banking Division

  Experience to handle an exposure of BDT 16.7 billion [Funded BDT 8.7 B & Non Funded BDT 8.0 B] credit portfolios comprising of Pharmaceuticals, Mobile Operators, Airlines, RMG, Textiles, Pharmaceuticals, Footwear, Beverages, Electronics, Lighting, Mobile Handsets, Construction, Real Estate, Animal Feeds, LPG & Publication and a variety of other large local & multinational corporate of Bangladesh with reporting to my line manager & subsequently to Head of Corporate Banking.Major Clients List:Transcom Group (Transcom Beverage, Eskayef, Prothom Alo, BD Lamps), Tusuka Group (4 RMG concerns including Novo Air), Grameen Phone, Envoy Group, Square group, Renata, Hameem Group (Refat Garments, Artistic Design, Hameem Denim, Hameem Spinning), Partex Star Group (Danish Condense Milk & Partex Tissue), Biman Bangladesh Airlines, Quality Feeds Ltd, Bata Shoe, Bay Footwear Ltd, Laugfs Gas Ltd, Try On Shoe Materials Ltd, Meigo Toys BD & Metro group, Sanjida Foundation, Mahdeen group, Navana Pharma, A K Khan Group in EBL. Major responsibilities include but are not limited to:-Primarily responsible for promoting new business and to grow the share of existing client’s business.-Identify potential customers in line with the bank’s vision & mission. -Increase the quality and ensure the utilization of the existing portfolio -Developing and executing customer’s strategies-Meeting assigned Budget and maximizing bank’s revenue opportunities.-Assessing and managing credit risk and costs.-Monitoring the credit customers -Reduce Non Performing Loan (NPL) ratio-Manage business risks and controls of the portfolio by complying and adhering to key control standard requirements. -Strengthening existing customer relationship for the growth of the client’s wallet share Show less

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  Mutual Trust Bank Ltd.

  Jul 2019 - now

  Vice President and Unit Head, Wholesale Banking Division