Experience

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  Open 24 efg eurobank

  Jun 2002 - Jul 2003

  Sales representative

  Sales person for retail banking product’s

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  Probank s.a.

  Jul 2003 - Oct 2004

  Credit investigation

  Responsible for loan / credit card’s approval and procedure’s , credit card’s fraud department and checking collection department procedures and effort’s

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  Citi

  Jan 2004 - Jan 2012

  Citibusiness assistant manager

  ● 01/2009 until 31/12/2012 -Branch Based consultant Kallithea – Voula – Peristeri Branch Assistant manager responsible on finding new acquisitions for merchant and wealth / bank assurance customers , develop relationships with customers ( merchant and wealth ) , prevent loan losses ( restructuring loan’s ) and supervising merchant acquiring sales team ●02/2008 until 01/2009 - Investment Cr Glyfada- Voula BranchSales person for wealth product’s responsible for retain existing clientele and expand it.● 11/2004 until 02/2008 - Loan Cr Glyfada / Voula BranchSales person for retail bank product’s (personal loans, credit cards, bank assurance program’s) , branch procedure’s deputy officer responsible for teller checking , check’s procedure’s , monitoring compliance procedures for loan approvals and credit card’s application’s and sales procedure’s review. Show less

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  Diners club international

  Mar 2013 - Dec 2013

  Merchant sales manager

  - Expand merchant clientele- Check for all procedures to be followed by clients- Merchant service in order to build relationship and expand revenues

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  Grant thornton llp

  Mar 2014 - Jul 2014

  Auditor senior assistant

  Participated with ΑQR Project in Alpha Bank , credit file review on large SME's - Corporate loans in order to check Alpha Bank's loan projections.

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  Clayton euro risk

  Aug 2014 - Jun 2017

  Banking consultant

  Main responsibilities - Consulting services to the Banking sector ( reviews of corporate ,Large SME’S, residential and consumer portfolios) , policies and processes analysis -Re-underwriting of credit facilities , Operational Risk Management, Business Process Improvement., Proposals in risk mitigation , AQR knowledge from ECB ( Participated for AQR project for major Greek banks debt portfolio evaluation for mortgage and consumer loans )

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  Sioufas & associates law firm

  Sept 2017 - Mar 2021

  Npl consultant - supervisor financial advisors department

  Main responsibilities - Financial advisor dealing with npl clients assigned by Greek banks/Funds . Main role to contact client, perform personal appointment , evaluation of financial and collateral status, negotiation with client in order to present reports and suggestion’s to banks to provide loan adjustments and proposal’s.• Analyze financial status of client in order to provide borrower’s financial viability• Perform explanatory report per each borrower• Responsible to negotiate bank’s offer with client in order to achieve contract’s agreement• Substitute of department’s head with main responsibilities to check process of all pending cases, support advisor’s on appointment’s, check all financial and legal doc’s to perform borrower’s report and contact bank’s branches to solve borrower’s issues in order to achieve restructuring agreement. Show less

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  Money managers hellas

  Apr 2021 - now

  - Consulting services to the Banking sector- Non performing loans consulting service’s expert, with extensive experience in managing from early arrears to legal cases and covering mortgages, consumer finance and small business loans. Adopting our customer’s centric approach in order to maximise operational effectiveness in order to analyze financial status of clients , perform negotiations with servicers and funds on behalf of our customers and provide loan adjustments and proposal’s

  • Head of Retail Department

    Jul 2024 - now

  • Assistant Manager

    Apr 2021 - now