Andrew Wheeler

Experience

• 

  Banco Santander

  Oct 2007 - Apr 2012

  Credit Risk Analyst

  Scorecard monitoring and scorecard developement for Santander UK. These included scorecards for a range of products throughout the credit cycle.

• 

  Santander Brasil

  Oct 2011 - Jan 2012

  Credit Risk Analyst

  Scorecard developments and model adjustments for Santander Brazil inculding collections models and an application scorecard. This also included work to align the scorecard monitoring methodology used throughout the Santander Group.

• 

  4most

  Apr 2012 - Oct 2020

  Managing a team of consultants and leading projects to deliver credit risk modelling and analytics solutions for major banks and building societies in the UK and Internationally. Developing, monitoring and validating scorecards, Basel models and forecasting models for clients including Lloyds Banking Group, Royal Bank of Scotland and Nationwide Building Society Developing, monitoring and validating scorecards, Basel models and forecasting models for clients including Lloyds Banking Group, Royal Bank of Scotland and Nationwide Building Society

  • Associate Director

    May 2016 - Oct 2020

  • Managing Consultant

    Sept 2015 - Apr 2016

  • Consultant

    Apr 2012 - Sept 2015
• 

  Jersey Financial Services Commission

  Oct 2020 - now

  Using a data driven approach to assess and manage regulatory risk within Jersey and support national risk assessments. Assessment of prudential, conduct and AML/CFT risk in Jersey. Supporting the development and maintenance of the JFSC Risk Model used to drive a risk-based approach to supervision.

  • Risk Manager, Data Analytics

    Aug 2022 - now

  • Risk Analyst

    Oct 2020 - Sept 2022