Richa Shukla

Experience

• 

  Innodata Isogen

  Jul 2009 - Aug 2010

  Information Analyst
• 

  Union Bank of India

  May 2013 - now

  • Processing and supervising approval of loan proposals, letter of guarantees & sanctioning credits after appraising the application & verifying documents as well as post sanction follow-up and disbursal of loan. • Obtained and reviewed credit reports, and financial statements to establish credit limits for new accounts.• Managed corporate client investment portfolios by providing appropriate financial plans based on their financial status and needs.• Grew branch revenue by an average INR 10 million per 6 months by successfully selling and cross-selling financial products and insurance products.• Managed general ledger master files in Finacle/LAS, ensuring debtor accounts are reconciled on monthly and quarterly basis.• Devised collection recovery strategies to resolve customer grievances and followed up for recovery on past overdue balances and bad debt.• Collected data and performed trend and variance analysis to mitigate risk arising from bad debt.• Deep understanding of industry best practices and legal guidelines to safeguard critical bank assets.• Monitor and analyze accounting data to ensure compliance and adherence to Bank guidelines by conducting KYC, CDD, EDD etc.• Oversaw daily reporting, documentation and record-keeping requirements to ensure enhanced due diligence and compliances.• Educated customers on best practices and Govt. policies to achieve and maintain financial inclusion through emerging bank technology, such as online and ATM offerings and implementation of Govt. social security schemes.• Developed an effective strategy to generate new business and build relationship through networking and marketing.• Processed customer transactions of INR 10 million daily with 100% accuracy.• Brought in new business connections and revenue generation opportunities by improving networking strategies. Show less

  • Manager

    May 2013 - now

  • Manager

    May 2013 - now