Patrick Tumbarello

Experience

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  First Horizon Home Loans

  Jul 2006 - Aug 2008

  Mortgage Banker
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  MJW Financial

  Aug 2008 - Jul 2009

  Mortgage Broker
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  US Army

  Dec 2008 - Apr 2021

  Captain - Battery Commander

  Served in multiple capacities as an enlisted Infantryman and Field Artillery Officer. Student of Leadership, Operations Management, International Affairs, Government, and Conflict. Served in both the Indiana and New York Army National Guard.

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  JPMorganChase

  Jan 2012 - Dec 2012

  Mortgage Underwriter

  Conducted risk analysis to determine borrowers' repayment and default likelihood in order to approve or decline mortgage applications.

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  New York City Fire Department

  Feb 2012 - Aug 2012

  Grant Management

  Tracked the allocation of Homeland Security grant funds to the New York City Fire Department Marine Operations.• Completed fiscal year project while simultaneously working as a Mortgage Underwriter at JP Morgan Chase

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  J.P. Morgan

  Dec 2012 - Jul 2014

  Analyst

  • Member of a two-person partnership that advised high net worth clients on home financing products from the Private Bank and J.P. Morgan Securities.• Performed client credit analysis and wrote recommendations to Credit Executives to substantiate the client’s ability to service debt. • Collaborated with Private Bankers and Capital Advisors to structure appropriate and unique mortgage products based on client cash flow, credit, investments, and tax savings goals.• Provided breakeven analysis for clients to gauge timeline and worthiness of refinancing opportunities. • Conducted document analysis and client due diligence to ensure completion of mortgage application.• Closed 216 loans in 2013 as a partnership, valued in excess of $200MM. Show less

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  RESOURCES FOR RESERVISTS INC

  Jan 2014 - Dec 2018

  Member - Board Of Directors

  • Resources for Reservists is a 501(c)(3) non-profit organization started to provide financial help to members of the Armed Forces Reserves• http://www.reservistresources.com/

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  F.C. Tucker Company

  Jul 2014 - now

  REALTOR/Broker

  I offer a diverse set of skills to my clients having entered the real estate finance industry in 2006 and joining F.C. Tucker in real estate sales in 2014. Through my experience, I have gained a wealth of knowledge regarding the financial and transactional aspects of Real Estate, which allows me to provide my clients with valuable information throughout all stages of the purchase or sale of a home. I have a wide range of expertise having specialized in assisting clients that are Veterans and First-time Homebuyers, and also gained extensive knowledge in the Luxury Real Estate market while living in Manhattan and serving clients involved in multimillion-dollar transactions.I am constantly educating myself on the latest trends in the marketplace so I can find the right home for you, or market your home to sell for the highest amount possible. Show less