Jean-Michel NATTES

Jean-Michel NATTES

Credit Analyst Enterprise

Followers of Jean-Michel NATTES3000 followers
location of Jean-Michel NATTESParis, Île-de-France, France

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  • Timeline

  • About me

    Sr. EMEA and APAC Programs Group Finance Manager at Microsoft Corp.

  • Education

    • CEGOS

      2016 - 2016
      Professional Training & Coaching : Management & Leadership

      Activities and Societies: Le leadership du manager transversal : . Intégrer les spécificités du leadership du manager transversal, . Développer son leadership personnel de manager transversal . Développer une relation de confiance avec ses différents interlocuteurs . Gérer les situations relationnelles délicates avec les acteurs concernés https://www.cegos.fr/formation-management-leadership/t-024.htm

    • Université de Bordeaux

      2000 - 2001
      DESS Banque Finance et Negoce International

      Equivalent to a Master’s degree in Banking and Finance .CFPB (Centre Français de la Profession Bancaire) and Montesquieu University, Bordeaux

    • Université Paul Sabatier Toulouse III

      1995 - 1998
      BTEC Higher National Diploma Business Administration and Management, General

      Finance & Accounting

  • Experience

    • BNP Paribas

      Aug 2000 - Sept 2001
      Credit Analyst Enterprise
    • Banque Edel

      Sept 2001 - Sept 2003
      Credit Manager Deputy Head

      Banque EDEL SNC, l’enseigne de la grande distribution E.Leclerc ( 66% ) et le Crédit Coopératif (membre du groupe BPCE) (34% du capital).- Managing a team of 4 Credit Analysts- Credit Manager Deputy Head- Credit analysis “big ticket” (France and Europe), reporting to the board management.- Responsible for Basle II development project (internal customer ratings).

    • KBC Lease Belgium, Paris branch

      Sept 2003 - Jan 2008
      Global Account Manager

      Global Account Manager, Vendor Program leasing :- Business development, follow-up of European Vendor Finance (EVF) relationships,- Financial analysis and preparation of credit applications for credit committee,- Setting annual budgets,- Maintaining good relations with head office.

    • KBC BANK France

      Jan 2007 - Jan 2008
      Risk Manager

      Real Estate Leasing at KBC Bail Immobilier France

    • Microsoft

      Jan 2008 - now

      • Own and manage relationships with bank partners with a focus on Microsoft’s mission, culture, and growth.• Manage and develop payment solutions programs to support Microsoft’s growth opportunities in EMEA and APAC regions. • Drive business and regulatory assessments of payment solutions programs for Microsoft customers and suppliers.• Run and manage payment solutions related projects and initiatives.• Ensures compliance with company policies, legal standards, and regulatory requirements by reviewing and monitoring accuracy of financial documents and business processes. Drives corrective measures.• Consults with business partners on sharing financial information, approved instruments and processes, and consistency with corporate policies. • Collaborates with Compliance groups to ensure team is current on company policies and procedures. Show less Industry : Software Financing Industry WW Winners Circle & Microsoft Financing International Sales Performer (x7)Microsoft Financing is the customer financing arm of Microsoft Corporation, which provides financing to facilitate acquisition of Microsoft products and solutions (Cloud, Services and Devices) : - Working cooperatively with internal sales teams and partners serving Microsoft’s largest customers.- Achieving loan origination volume,- Managing relationships with Microsoft field sales and licensing teams - Consulting, proposing financing solutions and closing transactions with enterprise clients and partners - Implementation of sales and market penetration strategies - Evangelizing the benefits of offering financing integrated with Microsoft products and services to every customer - Leveraging our software financing value proposition - Reporting to EMEA Director,- Vertical and geographic responsibilities. Show less

      • Sr. EMEA and APAC Programs Group Finance Manager

        Dec 2023 - now
      • Sr. EMEA Programs Group Finance Manager

        Jan 2022 - Dec 2023
      • Senior Finance Manager France & Nordics - Financing & Payment Solutions

        Jan 2018 - Jan 2022
      • Country Sales Lead, Microsoft Financing

        Jan 2008 - Jan 2018
    • Monsieur Fine Bouche

      Dec 2017 - Sept 2019
      Board Observer and Investor

      Monsieur Fine Bouche is a start-up venture specialising in the delivery of high quality meals and seasonal dishes cooked by a great Chef with fresh and local product (Paris, France).

  • Licenses & Certifications

  • Honors & Awards

    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2017 & Microsoft Financing International Sales Performance Microsoft Corp. Jul 2017 * WW Winners Circle 2017, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth* Microsoft Financing International : Top Sales Performance
    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2016 & Microsoft Financing International Sales Performance Microsoft Corp. Jul 2016 * WW Winners Circle 2016, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth* Microsoft Financing International : Top Sales Performance
    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2014 & EMEA Sales Performance Microsoft Corp. Jul 2014 * WW Winners Circle 2014, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth* Microsoft Financing International : Top Sales Performance
    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2013 & EMEA Top Sales Performance Microsoft Corp. Jul 2013 * WW Winners Circle 2013, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth* Microsoft Financing EMEA : Top Sales Performance
    • Awarded to Jean-Michel NATTES
      WSET® Level 2 Certificate - Award Wines and Spirits ECOLE DU VIN DE FRANCE Feb 2013 WSET® Level 2 Diploma-Award Wines and SpiritsFocus on the key grape varieties and regions of the world, and principle varieties of spirits.Wine & Spirit Education Trusthttp://www.wsetglobal.com/
    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2012 & EMEA Top Sales Performance Microsoft Corp. Jul 2012 * WW Winners Circle 2012, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth * WW 100 % Club 2012 , awarded in Recognition of Exceeding Sales Commitments
    • Awarded to Jean-Michel NATTES
      WW Winners Circle 2009 Microsoft Corp. Jul 2009 * WW Winners Circle 2009, awarded in Recognition of Leadership : Exceeding Commitments, Cross Group Collaboration, Continuous Drive of CPE, Focus on Growth* WW 100 % Club 2009 , awarded in Recognition of Exceeding Sales Commitments
  • Volunteer Experience

    • Sociétaire

      Issued by C'est qui le Patron ?! La Marque du Consommateur
      C'est qui le Patron ?! La Marque du ConsommateurAssociated with Jean-Michel NATTES
    • Societaire

      Issued by Time for the Planet
      Time for the PlanetAssociated with Jean-Michel NATTES
    • Individual Sponsor

      Issued by Babyloan
      BabyloanAssociated with Jean-Michel NATTES
    • Individual Sponsor

      Issued by Emmaüs France
      Emmaüs FranceAssociated with Jean-Michel NATTES
    • Executive Coach to Mission-Driven Founders 🌱

      Issued by Live for Good on May 2025
      Live for GoodAssociated with Jean-Michel NATTES
    • Mentor étudiant

      Issued by “Objectif Emploi” - Initiative lancée et pilotée par la Ville de Suresnes on Oct 2021
      “Objectif Emploi”  - Initiative lancée et pilotée par la Ville de SuresnesAssociated with Jean-Michel NATTES
    • Member

      Issued by FrenchFounders on Aug 2018
      FrenchFoundersAssociated with Jean-Michel NATTES
    • Volunteer football coach

      Issued by Lycee International de St. Germain-en-Laye on Sept 2019
      Lycee International de St. Germain-en-LayeAssociated with Jean-Michel NATTES
    • Parrain/Mentor

      Issued by NQT Association on Jul 2022
      NQT AssociationAssociated with Jean-Michel NATTES
    • Individual Sponsor

      Issued by Médecins Sans Frontières on Oct 2023
      Médecins Sans FrontièresAssociated with Jean-Michel NATTES
    • Employé volontaire

      Issued by Paris 2024 - Comité d'organisation des Jeux Olympiques et Paralympiques de 2024 on Aug 2024
      Paris 2024 - Comité d'organisation des Jeux Olympiques et Paralympiques de 2024Associated with Jean-Michel NATTES