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Sushant Datar

Sushant Datar

Intern

Followers of Sushant Datar799 followers
location of Sushant DatarNoida, Uttar Pradesh, India

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  • Timeline

  • About me

    Credit Manager at Aditya Birla Finance Limited

  • Education

    • The Institute of Company Secretaries of India

      -
      Company Law, Banking, Finance

    • Dr. B. R. Ambedkar University, Agra

      2012 - 2015
      Bachelor of Commerce (B.Com.) Commerce

    • ICFAI Business School Pune (IBS Pune)

      2016 - 2018
      PGPM (Post graduate programe in management) Accounting and Finance

  • Experience

    • Abhyudaya Co-Op Bank Limited.

      Feb 2017 - May 2017
      Intern

      STUDY OF THE PROCESS OF CASH CREDIT AND LOAN DISBURSEMENTINTERN – SPECIAL CREDIT CELL• Assessing creditworthiness and various parameters while providing credit facility.• Coordination with customer for conversion and provision of service.• Understanding the process of loan disbursement.

    • Indiabulls Housing Finance Ltd

      May 2018 - May 2020

      MANAGEMENT TRAINEE – CREDIT DEPARTMENTMORTGAGE UNDERWRITER AND CREDIT APPRAISAL FOR (Home Loan and Loan Against Property)• Visiting at the Business place of the client for PD with Senior (Credit Head).• Appraising loan as per company policy like CIBIL cut off, minimum salary/Income norms, experience, and background which includes 4 C’s. Capacity, Cash, Credit, and Collateral.• Analyzing applicants' profile, financials, banking, repayment track and various documents to determine the feasibility of granting loans.• Co-ordinating with the Legal and Technical team for any criticality. • Preparation of Credit appraisal memorandum for salaried and Self-employed clients. Which includes profit and loss account, ratios, average banking balance, Income Tax Return for 2 previous years.• Recommending of loan proposal as per policy to the authorities for mortgage underwriting.ADDITIONAL RESPONSIBILITY• Authorisation of Disbursement memo and forwarding to the operations department where two persons are assigned under for Handover.• Increase in EMI or decreasing tenure for salaried, SENP and SEP clients.• Handling branch post disbursal documents (PDD) MIS for review of reject cases.• Handling clients with end-to-end queries related to loans. Helping them and guiding with best possible solution for repaying loan as per his requirement. Show less

      • Management Trainee - Credit

        May 2018 - May 2020

      • Mortgage Underwriter

        May 2018 - May 2020

    • Piramal Capital & Housing Finance Limited

      Feb 2021 - Jul 2023
      Branch Credit Manager

    • Aditya Birla Finance Limited

      Jul 2023 - now
      Credit Manager - Prime LAP

  • Licenses & Certifications

    • Financial Markets: A Beginner's Module of the NCFM

      NSE Academy
      Jan 2017

    • Financial modelling course

      Edu91
      Dec 2020

    • Data analyst capstone

      Simplilearn
      Jan 2024

    • Data Analyst

      Simplilearn
      Jan 2024
      View certificate certificate

    • Business analytics with Excel

      Simplilearn
      Aug 2023

    • Power BI

      Simplilearn
      Jan 2023

    • Programming basics and data analytics with python

      Simplilearn
      Aug 2023

    • Fundamentals of Credit

      Corporate Finance Institute® (CFI)
      Apr 2020

    • Introduction to Derivatives

      Corporate Finance Institute® (CFI)
      Apr 2020

    • Introduction to Data Analytics

      Simplilearn
      Sept 2022