Remy Morgan

Experience

• 

  Business North Harbour

  Jan 2015 - Jan 2015

  Administration & Project Support

  (Formerly North Harbour Business Association) Responsible for a number of tasks including business data collection, processing & entry, advocacy, general administrative duties and assisting with project management and execution. Key Project: Proposed Auckland Unitary Plan Advocacy-Collecting and analysing data to support submission to Auckland Council -Effectively communicating complex subject matter to members and key stakeholders-Developing and distributing informative material -Assisting with the organisation and running of relevant event Vis mindre

• 

  Bank of New Zealand

  Feb 2016 - Aug 2018

  Senior Associate in the BNZ Health & Professionals Team.This role involved providing one-on-one support to a Commercial Partner (Relationship Manager) assisting with pro-active management of a commercial sized portfolio (clients specifically within the Health & Professional Sectors). Responsible for: -Conducting financial analysis & basic modelling to assess debt capacity & serviceability-Writing credit memorandums to submit for approval-Participating in credit rounds & discussions -Responsible for conducting KYC and initiating the onboarding & account opening process-Conducting annual reviews and regularly monitoring & managing covenants-Monitoring portfolio risk and maintaining asset quality-Being a second trusted point of call for clients -Assisting Partner to formulate tailored solutions for clients by offering and structuring suitable commercial banking products-Experience in home lending to directors of commercial businessKey Skills:-Financial analysis & cash flow lending -Credit risk management-Knowledge of Bank Systems-Relationship management -Providing specialised banking solutions for commercial sized clients-Knowledge & application of KYC principles -Niche knowledge of the Health Sector. Understanding of the needs and challenges faced by clients in the varying industries of this sector-Knowledge of home lending and CCCFA obligations Vis mindre

  • Senior Associate, Commercial-Health & Professionals

    Jan 2016 - Aug 2018

  • Corporate & Commercial Banking Graduate

    Feb 2016 - Jan 2016
• 

  DBS Bank

  Nov 2018 - Mar 2020

  Senior Associate, Multi-Industries | Institutional Banking Group

  This role involved assisting with the active management of the Multi-Industries portfolio in terms of credit analysis, risk control, business development and income enhancement.The focus of the Multi-Industries team is on large, Western Multi-National corporates with engagement in Asia and covers a broad range of industries, in particular Energy, Shipping, Aviation &Transportation and Telecommunication, Media & Technology (TMT).Key tasks involved: • Credit analysis for both new business and ongoing risk monitoring • Client engagement to support business development• Client administration and documentation (including KYC requirements)• Ensuring compliance with procedures and policies• Knowledge and execution of Cash Management, Supply Chain, Trade Finance, ARP, Treasury and Syndicated / Bilateral Lending products• Building working relationships and collaborating with other bank departments both in London as well as across other DBS locations Vis mindre

• 

  Bank of New Zealand

  Apr 2020 - Jan 2022

  Delivering credit and customer support across BNZ Corporate & Institutional portfolios. -Supported the Consumer, Agri & Diversified Coverage team with exposure to both NZX listed and private companies across industries such as retail, manufacturing, TMT and airports. -Previously supported portfolios covering notable corporates across a broad range of industries including food manufacturing, transport, civil contractors.

  • Senior Associate, Corporate & Institutional Banking

    Apr 2021 - Jan 2022

  • Associate, Corporate & Institutional Banking

    Apr 2020 - Apr 2021
• 

  Milford

  Jan 2022 - now

  Credit Analyst

  Researching and recommending investment opportunities within both local and international corporate bond markets.-Fundamental credit analysis (financial analysis, ESG considerations, understanding of bond documentation)- Identifying opportunities in primary and secondary corporate bond markets.-Relative value analysis-Coverage of a diverse range of sectors and companies (Australasian and global).