Dhrubajyoti Sarkar

Experience

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  ASA INTERNATIONAL INDIA MICRIFINANCE PVT LTD

  Sept 2010 - Mar 2011

  Management Trainee

  £ Credit appraisal of the borrower and determine the credit worthiness of the borrower.£ Loan utilization verification. £ Optimum utilization of funds.£ Maintain the healthy portfolio of business. £ Increasing operational efficiency at branch level.

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  BLA Projects Pvt Ltd

  Apr 2011 - Nov 2012

  Executive Finance

  £ Organization of loans and fulfilment of targets for approvals and disbursement including project financing & hire- Purchase finance. £ Preparation of Credit & monetary assessment sheet (CMA).£ Presentation of proposals and submitted to the bank and financial institution. £ Preparation of feasibility report and cost benefit analysis, Capital budgeting. £ Dealing with banks and other financial institutes for raising funds and other related matter.£ Determining the cost of fund and find out the alternative.£ Documentation for financial assistance. £ Liaising & negotiation with banks and financial institute for raising funds at favourable terms.£ Handling insurance of company’s assets and project insurance. £ Timely repayment and follow up the hire- purchase loan account, tracking and monitoring loan account and settlement of loan account.£ Preparation of Bank Grantee (Extension, Cancellation).£ Preparation of MIS report, standard costing for different Projects. Show less

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  Crystal Logistic Cool Chain Pvt. Ltd.

  Jan 2012 - May 2013

  Executive Finace

  Preparation Of DPR, Project Financing, Consultation with Bank, Preparation of CMA Data

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  Punjab National Bank

  Jun 2013 - now

  Branch Head

  • Branch Head

    Feb 2019 - now

  • Manager

    Jun 2013 - now