Ubaid Ahmed

Experience

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  National Bank of Pakistan

  Jun 2011 - Jul 2011

  Intern

  It was a six week training in which my responsibility was to learn and assist my coordinators. Majorly the core objectivity was learning in which I leaned about General Banking Operations. Mainly these include, making their credit approval reports, analyzing the borrowers strenght and weaknesses, for their debt paying abilities

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  Askari Bank Ltd.

  Jun 2012 - Jul 2012

  Intern

  It was also a six week training in which my responsibility was to learn and assist my coordinators. I learned about their Branch Banking Operations. It was related to their Clearing, Foreign Trade and Credit Department. I learned about their Pension and salary paying Clearances.

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  Allied Bank Limited

  Jun 2014 - Feb 2016

  Banking Service Officer

  • Opening Bank accounts of individuals, sole proprietor, partnership firms and companies. • Managing Inward and Outward clearing of the respective account holders.• Managing all types of funds transfers that are supported by cheque.• Bulk salaries disbursement through cash management.• Issuance of Term Deposits Receipts, its management, profit disbursement and its redemption.• Issuance of save deposit lockers and its management.• Other miscellaneous function which is assigned by the higher management. Show less

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  Standard Chartered Bank

  Jun 2016 - Oct 2021

  Associate - Lending Documentation Unit

  Managing consortium finance deals at regional level for SCB UAE, SCB Africa and SCB Pakistan.Managing Corporate Finance Syndicated and Bilateral deals and closely working with business teams.Issuing Handover confirmations for limit implementations in accordance with the Approved Business Credit Applications.Managing collateral and Financing documents suites for conventional and Islamic facilities.Handling of all types of collaterals including hypothecations for current and fixed assets, pledge of shares, corporate Guarantees, parental support documentation Mortagages etc Show less

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  Faysal Bank Limited

  Nov 2021 - Jun 2023

  AVP - Investment Banking

  • Managing Project Finance conventional and Islamic deals related to Project financing including Infrastructure and power projects.• Preparing Teasers, Term sheets and Risk Approvals.• Preparing Credit Proposals (IPAs and Firm Approvals and Renewals) for corporate and Investment Banking clients.• Performing financial Analysis, reviewing of Financial Models and Financial Statements.• Managing finance and security documentation in line with the approved Business credit applications / Risk Approvals and (liaising with Project company, External Legal counsels for documents preparation, drafting and negotiations.• Engaging and working closely with Relationship Managers for project accounts opening formalities and product partners to seek for credit portfolio management• Managing compliance/satisfaction of Conditions Precendents of Project Finance deals.• Managing Bullet and periodic Drawdowns of the projects.• Managing Transactions in the capacity of MLAA, JMLA, as Participants, ICA or as Security Trustees on behalf of Bank.• Smooth & error free processing of credit applications in compliance with CAD policies Show less

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  Habib Bank Limited (HBL)

  Jun 2023 - now

  Senior Manager - Agency and Trust (Project Finance and Infrastructure Advisory)

  • Managing Project Finance’s conventional and Islamic deals post Financial close of the project till the final settlement of consortium funding. • Managing infrastructure Project (Malir Expressway), Coal Power projects (Thar Coal), Hydropower projects (WAPDA DASU).• Managing all the Repayments of the consortium.• Invoicing all the Quarterly commissions, principals, Markups, Rentals, commitment fees, Agency Fees, evaluation and monitoring fees of the projects.• Managing all the project in terms of price escalations, tariff determinations, project scope changes.• Managing finance documents amendments.• Managing all the SBLCs, Financial covenants, Insurances, valuations.• Managing Equity Injections, Cost overrun obligations and sponsors supports as per Financial model.• Managing Project completions checklists and Dividend distributions checklists for dividend payments. Show less