Rajat Agarwal

Experience

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  University of Leeds

  Sept 2011 - Sept 2012

  Post Graduate Student

  Grade : Distinction

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  Leeds University Business School

  Sept 2011 - Sept 2012

  Student Representative for MSc. Banking and Finance cohort (2011-12)

  I was the Student Representative at the Leeds University Business School (LUBS), for the MSc. Banking and Finance cohort (2011-12), amongst students from 69 different countries. I report directly to the Director of Accounting and Finance Division. I always try to make my fellow colleagues with any issues they face with the studies or any information asymmetry. I act as the link between the management and the students. Suggested ways to improve the course and employability of the students at the LUBS.Managing events, and give feedback about the issues faced by the students and try to solve the same at the earliest, to help the future students as well. Show less

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  IFMR Rural Channels

  Dec 2012 - Jul 2013

  Management Trainee

  Successfully handled Accounting Due Diligence for a PE investment of INR 400 million-Explaining the operations of the company to facilitate better due diligence-Proper timely providing an explaining the analytical data needed by the auditors-Coordinating between the senior management and the auditors to successfully complete the transactionTreasury, Risk and Corporate Finance -Portfolio Risk Analysis, Product Risk Analysis, Regional Risk Analysis, Branch Risk Analysis-Regular weekly and monthly reporting of the portfolio risk status to the management -Liquidity Management – Designed a Liquidity Management Framework for better fund management of various entities and different strategic business units (SBU) in the organization-Heading the weekly asset-liability committee call with all the SBU CEO’s, CFO and the COO-Investment Analysis – parking of funds in profitable investments, within the risk appetite of the organization-Invested around INR 300 million for the company in different instruments-Financial Business Modeling for present and new SBU’s for business development and expansion-Collating and analyzing data for credit rating purposes of the group companies Show less

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  123GREETINGS DOT COM

  Nov 2013 - Dec 2014

  Manager - Vendor Management

  Category ManagerAmong the Top 500 Internet Resellers, based out of USA Managing an array of more than 50 Vendors, for business development Nurtured vendors resulting a 200% growth in sales and profitability  Analyzing system generated MIS reports in order to take tactical decisions for further negotiation with vendors to improve turnover and profitability Marketplace analysis to understand trends, competitors business and market share of the company Visited two trade shows in USA at Las Vegas and Orlando to identify new business partners. Also meeting existing partners to strengthen relationship and negotiate on for better pricing etc for business growth Show less

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  IFMR Rural Channels and Services Pvt Ltd

  Dec 2014 - Oct 2016

  Manager - Finance and Accounts

  Manager – Finance and AccountsCompany provides financial services comprising of both asset and liability products, to over 6 lakh customers through its existing 240 branches and 6 regional offices, across 3 states in remote rural India Developed and supervised company’s day to day liquidity tracking model and ALM reporting Handled operational treasury management of a two balance sheet holding subsidiary structure Investment Analysis – Profitably invested around INR 2100 million for the company Idle Cash Management – Enhancement of treasury income to 200% as compared to previous year Capital Adequacy Report and Gap analysis Static and Dynamic Liquidity Analysis Lenders Covenant monitoring Financial modelling Sensitivity analysis/ what-if analysis and any other ad-hoc reports as required by the management Raised debt of INR 460 MM in less than 3 months, at sub 12% for the first time in company’s history, diversifying from high cost NBFC led funding partners, to a range of partners and instruments (PSUs, Private Banks, DFIs, and Capital Market Instruments). Commercial negotiation and execution of debt deals Ran end to end process from management meetings, visits, technical integration, negotiations and legal execution Responsibilities included planning pipeline, presentation of the company’s operational and financial projections Preparing notes for the Finance Committee Credit rating engagements - Led credit rating exercises resulting in timely completion of the rating process Corporate Insurance Executive for life and non-life partnership Various RBI reporting at regular intervals  Providing Monthly stock statements and reports to stakeholders  Preparation of Debt Profile of the company on a monthly basis Resolving audit queries related during RBI audits, Statutory Audits and Internal Audits Working with the Internal Audit team to develop Risk Register in a holistic manner Show less

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  Standard Chartered Bank

  Oct 2016 - Jun 2021

  ALM ANALYTICSLCRModelling, Model testing, Regression TestingTableauDaily Liquidity Risk ReportingProject Management ALM ANALYTICSLCRModelling, Model testing, Regression TestingTableauDaily Liquidity Risk ReportingProject Management

  • Manager

    Nov 2017 - Jun 2021

  • Manager

    Oct 2016 - Oct 2017
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  State Street

  Jun 2021 - now

  • Officer Senior Manager

    Apr 2023 - now

  • Officer Manager

    Jun 2021 - Mar 2023