Curtis L. Novy

Experience

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  Corporate Mortgage & Risk Advisors

  Jan 2005 - Jun 2016

  REAL ESTATE EXPERT WITNESS & SENIOR FRAUD EXAMINER

  Mortgage banking consultant and subject matter expert to state & federal agencies in the areas of credit risk analysis, mortgage underwriting, mortgage & real estate fraud, and quality control. Confidential consulting services included analysis of FBI, HUD, and IRS criminal investigations.

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  Financial Investigative Solutions

  Jan 2009 - Jun 2012

  PRIVATE INVESTIGATOR/FINANCIAL CRIMES

  Responsible for conducting confidential investigations related to complex mortgage and real estate fraud. Retained by law firms and state/federal agencies.

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  Synergy One Lending, Inc. NMLS #1907235

  May 2016 - Jan 2021

  SR. FRAUD EXAMINER / CREDIT RISK MANAGER

  -Manage nationwide credit risk and safe & sound lending practices. -Detect and investigate mortgage & real estate fraud.-Manage pre-funding and post close quality control department. -Conduct branch & operational center audits and oversee internal security. -Manage BSA-AML, ECOA, and Fair Lending compliance.-File Suspicious Activity Reports (SAR's).-Manage the company's vendor approval program.

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  FINANCIAL INVESTIGATIVE SERVICES (CA)

  Jan 2019 - now

  CHIEF INVESTIGATOR | MORTGAGE & REAL ESTATE EXPERT WITNESS

  Financial Investigative Services (FIS) provides white-collar investigations, background checks, due-diligence, and mortgage & real estate expert witness testimony. FIS is a licensed AZ & CA private investigative agency and CA real estate broker. • Art theft Investigations | Insurance Fraud | Provenance Research • Bank Fraud Examinations | Real Estate Investigations | Mortgage Underwriting• Mortgage | Real estate expert witness

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  Fairway Independent Mortgage Corporation

  Dec 2020 - Jun 2021

  SR. MORTGAGE FRAUD INVESTIGATOR

  • Conduct independent nationwide internal or external financial investigations.• Prepare investigative reports clearly outlining allegations and findings. Recommends SAR filings. • Interact with law enforcement and state/federal agencies to report suspected financial crimes. • Serve as Fairway’s subject matter expert in the areas of financial crimes and mortgage fraud. • Conducts interviews of employees and other parties when needed to support investigative process.• Performs internal investigations related to compliance, HR complaints, and unlicensed activity. • Assist quality control with review of loan defects, credit deficiencies, and risk analysis. • Works closely with senior management to confidentially communicate findings and mitigate risk. Show less