Edward Tosti

Experience

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  First National Bank & Trust Company of Newtown

  Aug 1996 - May 1999

  Retail Banking

  Bank TellerSales Training ProgramAssistant Branch Manager

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  Commonwealth Bank

  Apr 1999 - Jun 2000

  Bank Officer - Retail Branch Manager

  Manager of a $25MM asset retail branch in NE Philadelphia. Responsible for managing a staff of 6 people, business development, deposit and loan goals. Worked with and made referrals to investment and mortgage reps.

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  M & T Bank

  Jun 2002 - Jan 2005

  Vice President - Relationship Manager

  Commercial Lender. Relationship manager responsible for a commercial portfolio of $75MM in loan commitments. Worked with businesses with annual revenues of $5MM-$100MM. Worked with and made referrals to cash management, corporate credit cards, merchant services, FX product specialists.

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  Citizens Bank

  Jan 2005 - now

  Senior Vice President - Commercial Bankng Relationship Manager

  Commercial Lender. Relationship manager responsible for a commercial portfolio of 20 relationships and $225MM in total loan commitments. Worked with businesses with annual revenues of $25MM-$500MM. Collaberated with and made referrals to cash management, corporate credit cards, merchant services, FX and Interest Rate Risk Management, Debt Capital Markets, Syndications, International Trade Service product partners. Experience with Middle Market business clients (annual sales of $25MM-$500MM) in commercial, industrial, distribution, not-for-profit (LTC, Education, Social Services), agribusiness. Show less