Experience

• 

  Kpmg eg | hazem hassan

  Oct 1999 - Sept 2003

  Auditor

  Audit financial reports of Commercial and Industrial companies

• 

  Banque misr

  Sept 2003 - Sept 2009

  Senior manager

  - Participated in establishing Credit Risk department - Member of Rating Model Expert Panel in Bank Misr in corporation with ABN Amro Bank :- The Expert Panel’s objectives are to establish and implement a rating model for large corporate and SME that determines and systematically assign credit ratings .  Responsible for testing, fine-tuning, calibrating and validating risk rating for both SME and large corporate as ongoing process. Applying rating policies and procedures. عرض أقل

• 

  Abu dhabi islamic bank - egypt

  Oct 2009 - Sept 2015

  Assistant vice president

  - Board Member in ADIB Holding & Head of Risk Committee - Approval authorizer with EGP25Mn approval limits of Wholesale banks transactions & applications.From October'09 till September'15- Participated in restructuring and enhancing ADIB Egypt bank’s corporate portfolio after aquiring on National Bank of Development, increasing the total portfolio 7x as well as developed Corporate Finance and Invesment Bank Policy

• 

  National bank of kuwait

  Oct 2015 - Jul 2016

  Executive manager

  Risk management

• 

  The united bank of egypt

  Jun 2016 - now

  Key Governance responsibility :-- Member, Executive Committee - Member, Senior Credit Committee- Member , Assets and Liabilities Committee (ALCO)- Member , Recruitment committee - Member, Criticized account and settlement committee - Member , IFRS 9 committee - Member , Business Continuity Management committee- Member , risk, Credit , Governance and audit board committee at United finance Counseling Chairman & CEO with opinion accompanied by high level overview in all subjects related to risk management and Business • Assisting Chairman& CEO in reviewing and monitoring all subjects related to risk management, Corporate & retail Business, operations and finance. • Reviewing all presented policies and procedures that are needed BOD approval. • Working closely with TUB chairman & CEO for monitoring and evaluate internal control system adequacy and effectiveness Key Governance responsibility :-Member, Senior Credit CommitteeMember , Assets and Liabilities Committee (ALCO) عرض أقل Overseeing Credit , Market and operational risk accompanied with ensuring compliance with regulatory requirements. Besides , supervising on Credit administration , collection and investigation units.• Working closely with the CRO, CFO, CEO, chair of risk committee, other executive committee members, seniors mangers across the business modeling a high achieving, well controlled organization which can achieve growth target safely. • Continuously developing, enhancing and embedding risk framework for managing risks across the bank• Developing policies related to corporate credit & retail as well as operational, market & liquidity risk policy• Preparing Internal Capital Adequacy Assessment Process (ICAAP report) and managing incorporating with CFO , the successful delivering of the report to external auditor and CBE as well as Board of directors• Formulating and articulating a coherent Risk tolerance and appetite statement • Inaugurating Moody's Risk rating system for Corporate Credit as well as Scoring sheet for Retail business. • Monitoring trends in the quality of the portfolio , concentration risk and performance measurement• Evolving portfolio thresholds and provide the recommendations for maintain the quality of portfolio • Ensure comply with regulatory requirements • Conducting Portfolio analysis and stress test on quarterly basis • Ensure proper risk assessment of all corporate &retail credit proposals • Work in conjunction with CFO to ensure proper calculation of provision • Overhauling credit admin and control unit and set off adequate process to ensure smooth work flow for reviewing documents, set credit limits, avail transactions on system and timely submitting required reports.• Conducting Risk control Self assessment• Ensure proper assessment for operational Incidents and recommendations.• Developed Business Continuity Plan and ensure applying all related tools across the bank• Submission monthly reports of Market risk عرض أقل

  • Assistant Managing Director

    Jan 2023 - now

  • Head Of Investment

    Mar 2021 - now

  • Senior General Manager

    Oct 2017 - Jan 2023

  • Deputy Chief Risk Officer

    Jun 2016 - Sept 2017