Mark Pulford

Mark Pulford

Mortgage Advisor

Followers of Mark Pulford724 followers
location of Mark PulfordHumberston, England, United Kingdom

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  • Timeline

  • About me

    Mortgage & Insurance Broker / Company Director at Mark Pulford Financial Services Ltd

  • Education

    • Immingham School

      1983 - 1990
  • Experience

    • Yorkshire Bank

      Dec 1990 - Jan 2005
      Mortgage Advisor

      Worked at the bank for 14 years in various roles including, Cashier, Personal Banking Advisor, Registered Mortgage Advisor, and Deputising Branch Manager for 6 months.

    • Pygott & Crone

      Feb 2005 - Jun 2012
      Mortgage & Protection Consultant

      Joined company from the bank to further my career, as an independent mortgage and insurance broker, rather than a tied advisor. Worked for Pygott & Crone as an Appointed Representative (AR) of the Legal & General Network. I gained 7 years valuable experince with this role advising on mortgages, and L&G insurances including: life & critical illness insurance, accident, sickness & unemployment cover (ASU/MPPI), income protection benefit (IPB), home insurance and landlords insurance.Also worked with trusted professionals to refer clients needing advice on equity release, pensions, commercial finance, secured & unsecured loans, wills & trusts. Due to the estate agency role I also dealt with clients buying & selling property and solicitor referrals. In Feb 2011-Mar 2011 I had further training and passed exams and fully qualified as a mortgage supervisor. I was then able to do file checks, observations on colleagues and to train any new entrants who may be starting the role. Show less

    • Mark Pulford Financial Services Ltd

      Jun 2012 - Dec 2012
      Managing Director

      After making the decision to leave Pygott & Crone, I decided to use my extensive knowledge,skils and expertise to set up my own company, working as a mortgage and insurance broker on a self-employed basis. Initially I worked as an Appointed Representative (AR) of The Buy To Let Mortgage People, who are Directly Authorised (DA) by the FCA. They are based in Lincoln, and after 6 months experience as a self-employed broker I was approached by a local well established mortgage and insurance broker to work with him. Show less

    • Personal Touch Mortgages (Lincs) Ltd

      Jan 2013 - Dec 2015
      Mortgage & Insurance Broker

      Joined forces with local broker Alan Young, Personal Touch Mortgages (Lincs) Ltd, to work with him as an independent mortgage and insurance broker, still on a self-employed basis. After leaving Pygott & Crone to work on a self-employed basis during the economic downturn, and working with other self-employed firms, I built up more knowledge and experience. During the time I worked with Personal Touch Mortgages (Lincs) Ltd, I had introduced a large number of clients of my own, and received regular client recommendations and positive feedback. I therefore felt the time was right to trade under my own company name and promote my own business. Show less

    • Mark Pulford Financial Services Ltd

      Jan 2016 - now
      Mortgage & Insurance Broker / Company Director

      Now trading under my own company. After working on a self-employed basis for over 3 years, I have built up a large client bank and look forward to helping more people with their mortgage, protection and general insurance needs. With 25 years experience working in the banking and estate agent industry. I have continually added to my knowledge, and receive regular client recommendations and positive feedback. I am able to offer advice from a comprehensive range of mortgage lenders, and a leading panel of insurance providers. I have a friendly and professional approach and feel confident that I am the right man to deal with any mortgage and insurance needs. I take great pride in what I do and have high standards with my level of service. I live in Humberston and know the local area very well, and due to previously working at Pygott & Crone estate agents I have close links with most local estate agents and solicitors. This enables me to provide a one-stop shop for any clients either looking to buy their first home, move to a new property, or purchase a property to rent out.We normally charge a fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £99 upon application and a further £300, payable only on completion of mortgage.Mark Pulford Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.The Financial Conduct Authority does not regulate most Buy to Let Mortgages.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Show less

  • Licenses & Certifications

    • CeMAP

      Institute of Financial Services
      Jul 2003