Ramal Agalarov

Ramal agalarov

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  • Timeline

  • About me

    Head of Credit Department at OJSC "Xalq" Bank

  • Education

    • Azerbaijan state economic university

      2006 - 2008
      Master of business administration (mba) banking and financial support services

      Activities and Societies: An active part in the activities of trade unions 2000 - 2004 Bachelors degree2006 - 2008 Master of Business Administration (MBA)

    • 220

      1993 - 2000
  • Experience

    • Accessbank

      Dec 2005 - Mar 2007
      Loan officer
    • Xalqbank

      Mar 2007 - Jun 2019
      Head of division working with the credits of funds and financial organizations - credit department a
    • Ojcs "xalq" bank

      Jun 2019 - Oct 2024
      Deputy director of credit department
    • Xalq bank

      Oct 2024 - now
      Head of credit department
  • Licenses & Certifications

    • Analys of financial statements

      European business union ltd (london )
    • Financial statement analyse.

      Deloitte academy (i̇stanbul)
    • Mortgage lending specialist

      Ifc - international finance corporation, azerbaijan mortgage found, azerbaijan bank training centre
    • Consumer lending

      Azerbaijan bank training centre
    • Bank guarantee

      Azerbaijan bank training centre
    • Movable property-based funding

      Ifc - international finance corporation
    • İslam finance and banking

      Islamic development bank (idb)
    • Mortgage loans

      Azerbaijan bank training centre
    • Sme lending

      Ifc - international finance corporation
  • Volunteer Experience

    • Fighting AIDS

      Issued by Azerbaijan Red Crescent Society
      Azerbaijan Red Crescent SocietyAssociated with Ramal Agalarov