Cristian Hidalgo

Experience

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  PwC

  Sept 2002 - Apr 2005

  Senior Financial Auditor

  - Encargado en terreno de proyectos (trabajos especiales y auditoria).- Manejo de grupos de trabajo (de dos a tres personas a cargo en terreno).- Manejo de las relaciones con clientes en terreno.- Realización del proceso control interno anual de las empresas en cartera.- Análisis financiero de clientes, industrias y sectores económicos.

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  ING Chile

  Apr 2005 - Nov 2006

  Operational Risk Senior Analyst

  - Ayuda en la formación del área de ORM en ING Chile, basándose en el esquema internacional del grupo ING para el área de ORM. Este esquema está basado en los parámetros establecidos por Basilea II con la metodología AMA (Advanced Method Approach) y medición basada en Scorecards.- Encargado de la aplicación de las siguientes herramientas a nivel del holding ING:i. Control de issues de auditoria para Chile. Control, seguimiento, estadísticas y reportes al extranjero de estas materias. ii. Reporte de Incidentes: Recabar e investigar los incidentes de mayor relevancia para informar al equipo directivo.iii. R&CSA: Auto evaluaciones de riesgos y controles, mecanismo utilizado para identificar, medir, evaluar y mitigar los riesgos operacionales en las distintas áreas de la compañía. iv. KRI: Indicadores claves de riesgo, manejo de parámetros para los riesgos claves, confección de indicadores, seguimiento y control.v. Scorecards: confección de los scorecards para Chile, estos influyen directamente en el capital de riesgo económico establecido para ING Chile. Show less

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  Santander

  Nov 2006 - Jul 2010

  Head of Consumer Credit Risk Control and Monitoring

  During my stint here, I built control model to ensure adherence of key aspects of credit process through efficient use of technical and human resources. I also defined indicators to determine weaknesses in processes related to certain portfolio. One of my main duties was to identify and examine substantial incidents to author “lesson learned” to prevent occurrence of such incidents. In addition, I drafted and executed training plans to remediate weaknesses in regulatory compliance. One key achievement in this tenure includes:► Designed and deployed credit risk analysis model for portfolio of local debt issuers of AFP to gain ranking for 100% of issuers’ portfolio in line with risk level. Show less

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  AFP Cuprum

  Jan 2012 - Apr 2021

  During my stint here, I conceptualised, developed and implemented analysis model for portfolio of global mutual funds of fixed income and equity of Pension Fund. I was accountable to examine qualitative variables including ESG, vehicle characteristics, the fund’s investment process, and team as well as quantitative variables involving return vs. risk and costs to determine comparative ranking for fund portfolio of pension fund. One key achievement in this tenure includes:► Formulated and executed process to review ESG best practices for portfolio of international mutual funds which generated comparative ranking and acted as complement to fund selection model. Show less During this role, I devised and deployed analysis model of credit risk for portfolio of local debt issuers of AFP. One of my main duties was to conduct flow inspection of local debt issuing in line with issuer’s credit analysis and projection of target price/spread for instrument. I also chaired multiple meetings and performed negotiations with teams formed by senior management of issuer company. One key achievement in this tenure includes:► Gained credit risk score for each local bond issuer in AFP Cuprum's portfolio, which secured ranking among issuers to facilitate investment decisions. Show less

  • Head of Fund Selection

    Oct 2016 - Apr 2021

  • Head of Local Credit Risk Analysis

    Jan 2012 - Oct 2016
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  AFP PlanVital

  May 2021 - Jul 2022

  Financial Risk Manager

  In this role, I uncover relative and absolute market risk of pension fund and financial instruments via statistical and financial tools. One of my main duties is to build and deploy analysis model of credit risk for portfolio of local debt issuers of pension fund; secure ranking of issuers’ portfolio as per defined risk level. I also devise and execute due diligence process. In addition, I pinpoint and review financially material ESG risks at security and portfolio level by utilising Sustainalytics’ ESG Risk Ratings. A few of my key accomplishments are mentioned below:► Created and implemented integration model of climate variables and ESG factors in pension fund's investment processes for direct investment (local equity and fixed income), indirect (equity and fixed income mutual funds) and alternative (local and foreign). ► Designed and crafted first Responsible Investment report for AFP PlanVital. Show less

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  PwC UK

  Oct 2022 - now

  Senior Associate