Matthew Sato

Experience

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  Highland Mortgage Company

  Nov 2001 - Mar 2005

  Assitant Vice President / Underwriter / Construction Loan Administrator

  • Underwrote all aspects of loans to be insured by FHA, including appraisal theory, physical inspections, cost estimates, environmental issues, and mortgage credit in order to propose a low risk, financially sound loan • Process and review all facets of FHA Multifamily and FHA Healthcare Facility loan applications: New construction, Rehab and Refinancing thru the Department of Housing and Urban Development (HUD)

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  GMAC Commercial Mortgage

  Mar 2005 - Mar 2007

  Vice President - Regional FHA MAP Underwriter

  • Underwrote all aspects of loans to be insured by FHA, including appraisal theory, physical inspections, cost estimates, environmental issues, and mortgage credit in order to propose a low risk, financially sound loan • Process and review all facets of FHA Multifamily and FHA Healthcare Facility loan applications: New construction, Rehab and Refinancing thru the Department of Housing and Urban Development (HUD)

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  Capmark

  Mar 2007 - Nov 2009

  Vice President - Southeastern Regional FHA Underwriter and Branch Manager

  •Branch Manager for Southeast Regional Underwriting Department and associated Cost Center. Responsible for approximately 45% to 50% of Capmark’s FHA Underwriting nationally from 2007-2009. Handled the budget preparation and monitoring for our cost center, employee management, evaluations and mentoring for three (3) production offices located in Birmingham, AL; Raleigh, NC and Richmond, VA from 2007-2009.•Underwrote all aspects of loans to be insured by FHA, including appraisal theory, physical inspections, cost estimates, environmental issues, and mortgage credit in order to propose a low risk, financially sound loan •Process and review all facets of FHA Multifamily and FHA Healthcare Facility loan applications: New construction, Rehab and Refinancing thru the Department of Housing and Urban Development (HUD) Show less

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  Berkadia

  Nov 2009 - now

  • Deputy Chief Underwriter

    Dec 2020 - now

  • Vice President - FHA Senior Underwriter Team Lead

    Feb 2020 - Dec 2020

  • Vice President - FHA Senior MAP Underwriter

    Nov 2009 - Feb 2020