
Nitish Kumar Ranjan
Web Development

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About me
Lead Data Scientist | Machine Learning Specialist | Structured Finance | Language Models | Personal Finance Content Creator | IIT Madras
Education

DAV PUBLIC SCHOOL
2011 - 201212th Science 90.2%
DAV PUBLIC SCHOOL
2009 - 201010th Science 91.2%
Indian Institute of Technology, Madras
2013 - 2018BS and MS Dual degree Biological Science
Experience

Biofest, IIT Madras
Feb 2014 - Apr 2014Web Development Worked as a coordinator in the frontend Development in a team of 5 members in Biofest Implemented frontend animation using webkit and animation in CSS3 and was tested on various web browser including Google Chrome, Mozilla Firefox and Edge Got appraisal from the Lecturer Dr Shannon Olsson and other professors for the website

National Service Scheme
Aug 2014 - Aug 2015Project Representative Represented a project namely “Wikipedia translation in Hindi” striving to help students for deeper understanding of the knowledge of subjects in Hindi Led a team of 8 members to create a highly effective translation of Wikipedia articles

Shaastra, IIT Madras
May 2015 - Nov 2015Web Development Worked in a team of 8 to fully develop the frontend part of the Shaastra website using AngularJs Responsible for the User-Authentication via login-registration part of the website

Bharti Script, Indian Institute of Technology, Madras
Jan 2017 - Mar 2017Web Development Bharti Script is proposed by Prof. Srinivas Chakravarthy as a unifying script for all Indian languages Designed and Developed user- friendly website that reduced the loading time of the landing page by using AngularJs framework

Self
Feb 2017 - Jun 2017Android Development Conceptualized, designed, developed, and deployed the Android application with a graphically interactive User Interface The app describes multiple tourist places with pictures along with a short description of 5 major districts in Bihar Designed the features of the interface along with application components and UI resources

GyanData Pvt Ltd
May 2017 - Jul 2017Data Analyst Assessed the healthcare datasets of speciality clinics having 248.5k patients, using R language in Rstudio Applied machine learning algorithms such as linear regression, clustering and decision tree on the dataset for deeper insights and devised solutions of multiple what-if problems Optimized revenue and expenses of healthcare dataset by undergoing detailed study using graphs and figures

DeTect Technologies
Jun 2017 - Jul 2017Software Development Worked with the Three.js library which uses WebGL to display animated 3D computer graphics in the web browser Developed a web-based software module as a part of the product Noctua that would be helpful in visualizing the gas leakage in industrial pipelines

Vivriti Capital
Jul 2018 - Apr 2020Analyst - Data Scientist> Term Loan Pricing Model- Developed Term Loan Pricing Model algorithm to provide pricing recommendation for the investors.- Involved Data Cleaning, Data Imputation and feature engineering of the dataset.- Applied 3 Sampling methods (Normal, Stratified and Cross Validation) to sample data and implemented Random Forest and XGBoost model on the dataset.> Data Standardization using Excel VBA (Macros)- Used Excel VBA to standardized various datasets including Mutual Fund Datasets (Multiple Fund House), Portfolio Cuts, Funding Sheet (Borrower’s profile) and MCA Data (charges Data)- The standardization was done on either monthly or quarterly basis or whenever needed. Show less

Yubi
Apr 2020 - Mar 2023> Transaction Scoring Model- Developed a model for scoring the transactions that took place on the platform (CredAvenue) on a monthly basis.- Model include transaction parameters like Credit Enhancement, Collection Efficiency, Current Rating, Rating change, etc. - Implemented regression and the weighted sum of the parameters on the dataset to achieve the desired output.> Client Recommendation- Made a recommendation algorithm that recommends to the investor basis their preference like Revenue, Rating, EBITDA, PAT, financial ratios, sector in which they would like to invest, company vintage and profitability, etc.- Used several data sources like client financial data, Charges Data, customer data pertaining to either redshift or mongodb apart from the investor preference data to generate the recommendation score. Show less
Senior Data Scientist
Aug 2022 - Mar 2023Associate - Data Scientist
Apr 2020 - Aug 2022

Spocto - A Yubi Company
Apr 2023 - now> Next Best Action Model (Recommendation Model)- Applied LSTM Model (along with Functional API) to predict the suitable medium, time, message content and language to connect to borrower so that they have higher propensity to pay.- The model uses features derived from current running campaign, last month campaign and CIP (Customer Input Parameter) data to generate a input sequence to the model.- Also, used RL (Reinforcement Learning) approach to get the most suitable journey to approach the borrower. > Loan Propensity Prediction for SPOCTO- Used AutoML (EvalML & H2O) on the pre-due credit card dataset provided by the SPOCTO team to predict the propensity for the borrowers to repay the loan.- Extensive EDA was done on the dataset to select and engineer the features used for the model.> Sentiment Analysis- Performed Sentiment Analysis on the given dataset into four segment namely positive, negative, neutral and mixed- Performed NLP based Tokenization, Lemmatization, vectorization and processed data for it to get processed by the ML model- Applied TF-IDF and modelled with XGBoost algorithm to determine sentiment polarity of the dataset. Show less
Lead Data Scientist
Apr 2024 - nowSenior Data Scientist
Apr 2023 - now
Licenses & Certifications
- View certificate

Advanced Learning Algorithms
DeepLearning.AIAug 2022 - View certificate

Visual Analytics with Tableau
CourseraNov 2019 - View certificate

R Programming
CourseraOct 2019 - View certificate

Machine Learning Specialization
DeepLearning.AIAug 2022 - View certificate

Unsupervised Learning, Recommenders, Reinforcement Learning
DeepLearning.AIAug 2022 - View certificate

Practical Machine Learning on H2O
H2O.aiJul 2022 - View certificate

Supervised Machine Learning: Regression and Classification
DeepLearning.AIJul 2022 - View certificate

Python and Statistics for Financial Analysis
CourseraMay 2020 - View certificate

Ensemble Machine Learning in Python
UdemyMay 2020 - View certificate

Fundamentals of visualization with Tableau
CourseraOct 2019
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