CA Pankaj Varma

Experience

• 

  HSBC Mutual Fund

  Jun 2015 - Mar 2016

  Business Risk Analyst

  Worked as a BRCM in HSBC Asset Management India (I) Pvt Ltd. Handling the following Risks with SVP of Business Risk :-Sanctions BreachBreach of Regulatory RequirementsMoney laundering and TerrorismRisk of FraudRogue ActivitySettlement ErrorEtc.

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  ICICI Bank

  May 2017 - Feb 2021

  Credit Risk Manager

  Working as a Credit Manager and handling the following Responsibilities :- Underwriting of the Home Loan / Home Equity proposals including Personal Discussion with the customer.Assessment of Legal / Technical.Experience in handling CPA & CAM processes for HL/LAPUnderstanding of Financial Documents Quality Underwriting. To maintain TAT for all processes Analyze the credit risk involved in lending to a borrowerPrepare appraisal note & recommendation for cases and pursue at senior levelEnsuring compliance with organizations credit policies and processes.Co-ordinate with Operations, Audit and Compliance Dept. to resolve the Pre/Post disbursement queries.Interacting with external Agencies, Vender Management to maintain healthy and profitable business in the location. Interaction with customer for Pre & Post loan servicing. Show less

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  Aditya Birla Finance Limited

  Mar 2021 - Mar 2022

  Senior Credit Risk Manager

  Building quality portfolio & monitoring of it. Handling of Early Warning data & coordination with collection and business Developing, Testing & implementing New System for processing of cases.Monitoring PDDs.Preparing notes for high value cases.Handling restructuring of stressed asset

• 

  HDFC Bank

  Mar 2022 - Sept 2022

  Senior Business Manager LAP and LRD

  Enhancing existing non-HL portfolio and adding new customers in portfolio of the bank.Financial analysis of high value cases and preparing one pager note for quick decision. Getting legal and technical clear from the external agencies. PDD closure of all the loans post disbursement. Post disbursement services to customer like providing LOD, supporting for document retrieval like share certificate. Maintaining relationship with National as well as non-premier DSA.Updating DSA about new products, policy, and payout structure. Show less

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  Axis Bank

  Sept 2022 - now

  Automation of the Subvention and APF process, Increase dept and width of the builders and removal of non- performing builders all over India and handling the disbursement volume.Manage TPA and MOU of all projects.Builder relationship and management.Working closely with Policy and risk team for amendment in collateral policies PAN india.

  • Associate Vice President Product

    Apr 2024 - now

  • Senior Product Manager

    Sept 2022 - Mar 2024