Hanyu Zhao

Experience

• 

  Bank of China

  Jul 2010 - Aug 2010

  Customer Manager Intern

  - Serve as a liaison between the manager and the client in corporate banking department.- Assist clients to deal with financial instruments for international finance and settlements.- Perform due diligence for corporate clients, and utilize relative financial data to confirm clients’ current credit positions to assess corresponding line of credits. - Verify customers’ financial reports for Central Bank’s annual review.

• 

  Citi

  Feb 2012 - May 2012

  Assistant Relationship Manager Intern

  - Work with the Asian Pacific Commercial Banking team to solve large-scale customers’ financing needs. Prepare marketing materials to solicit potential institutional clients interested in credit financing.- Generate industry analysis, risk evaluation reports and company profiles to control credit risk of Credit Products.- Maintain institutional customers’ credit facilities, including KYC, client on boarding and service fulfillment.- Coordinate with operational back office to confirm daily settlements accurately and punctually. Show less

• 

  University of Delaware

  Sept 2013 - May 2014

  Researching & Teaching Assistant
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  Barclays

  Aug 2014 - Sept 2017

  - Manage a team that services syndicated loan portfolios for wholesale lending clients of Barclays across North America.- Execute requests from clients based on the terms of credit agreements timely and take charge of post-lending management. Monitor and track payment activities to assess clients’ solvency, and diagnose any potential credit risk. Perform reconciliation/investigations associated with daily activity on a regular basis. - Support the sales, trading desk and closing team to settle primary/secondary trades with internal or external counterparties, and book the economics of the trade in general ledger to reflect gain and loss properly.- Coordinate with portfolio managers, markets and credit officers and financial control groups to resolve discrepancies spotlighted in various systems/reports from a risk and control perspective.- Oversight the offshore outsourcing servicing team to ensure high productivity and low risk exposure. Offer training sessions for new joiners and junior analysts, and evaluate their performances. Show less - Work with portfolio managers and IT teams to develop and compose investor reports for loan portfolio investors, including the economics of the portfolio and transactional analysis based on daily cash movements. - Create and maintain metrics reporting tools to support daily loan servicing, trade settlements and treasury funding activities, and perform reconciliations between different business systems/platforms to troubleshoot breaks. - Engage in key projects to automate manual process with constraints of technology and budget, and lower the labor costs. - Ensure the accuracy of account bookkeeping to accommodate with regulator reporting deliverables. Show less

  • Loan Analyst - Team Lead

    Dec 2016 - Sept 2017

  • Recon & MIS Analyst

    Aug 2014 - Nov 2016
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  Bank of Shanghai

  Feb 2018 - now

  Product Marketing Specialist - Asset Custody