Vishal Kumar Singh

Experience

• 

  Axis Bank

  Dec 2018 - Apr 2021

  Scrutinizing sanction letter, sanction note, Tittle Search and Valuation Report, KYC DocMonitoring Cersai/ROC Search, Charge Creation and modification, ceding pari-passuPreparing draft of Security and Facility Documents against Credit Facilities sanctionedPreparation, execution, validation and safe keeping of documentsPreparation of disbursement note, release/capping of limit, validating limit interchangeability and Rate of Interest, Recovery of Fees and charges as per sanctionTakeover modalityMonitoring Exchange of InformationTracking and following of Pre and Post disbursement compliances and pending security Creation including Hypothecation, Mortgage, Pledge, AssignmentAssisting with Process Control Audit, Credit Audit, Concurrent AuditProcessing Bill Discounting for Inventory FundingProcessing Rollover, Currency Extension, Renewal, Transaction related to EPC/RPC/PCFCTracking Receipt of Due Diligence, Statutory Dues, UFCE Issuance of NDC, NOC, Solvency CertificateHandling of Bank Guarantee and letter of creditProcessing of Stock Statement, FFR, ABS, obtention and updation of Acknowledgement of Debt, Insurance and ensuring adequacy, inspection report and other post sanction activities during the entire life cycle of the loan.Triggering Tittle search, Valuation/Revaluation, Interim Search, Stock Audit, legal auditMIS Preparation and ReportingPortfolio ManagementProviding position of account to business and analyst for review Supply Chain Finance :- Operational experience in SCF, role of prepration of Factoring Agreement, Distribution and Financing Agreement, Purchase invoice Agreement as per sanction term requirement along with all security document for security perfection, handling and discounting of Bill of Exchange, Monitoring of Hundi and invoice, Scrutiny of Indent, Monitoring of Cooling and Usance Period, Ensuring corporate/vendor conditions, monitoring of maturity report, aligning flow of goods and cash Show less

  • Credit Admin Manager ( Assistant Manager)

    Apr 2019 - Apr 2021

  • Credit Monitoring Officer ( Assistant Manager)

    Dec 2018 - Mar 2019
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  YES BANK

  Apr 2021 - Aug 2024

  Handling of emerging corporates portfolioPreparation of facility letter and it's facility/security documents post sanction scrutiny and due diligenceVerification of executed documents, checking compliance for internal conditions, ensuring aproval from competent authority for any deviationPreparation of Disbursement notice and share it to back office team Creation/Modification of charge, Ceding parri passu, ROC/ Cersai filing/modification & ensuring security perfectionTracking of related exceptions and covenant for monitoring and checking for compliance prior to knock offAssessment of CA/Self Certified on declared documents & report Insurance adequacy, Stock audit, Statutory reports, valuation, legal search, legal audit report. Reporting of MISUpdation of security value, security status, scrutiny security review memoCollateral UpdationIssuance of NOC, NDC, CIR, Penal Letter etcSafekeeping of Documents & data management activityHandling of Concurrent Audit, Process and Credit AuditEnsuring completion of transaction within stipulated timeline with FTR Show less

  • Manager ( Credit Administration)

    May 2023 - Aug 2024

  • Credit Administration Manager ( Deputy Manager)

    Apr 2021 - May 2023
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  Kotak Mahindra Bank

  Aug 2024 - now

  Manager at WISE Team || Corporate Banking Credit Administration

  Service Excellence Specialist