
Wimantha Ratnayake
Administration Assistant

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About me
ARM, SENIOR OFFICER - WSG CORPORATE BANKING, BUSINESS BANKING, SME INCLUDING ONBOARDING AND CREDIT DOCUMENTATION BA(hons), LMU-UK | DIP, ABE - UK
Education

ABE-UK
2021 - 2023Advanced Diploma Level 6 - UK (Equvelent to 3yr BA, UK - Level 6)) BUSINESS, MANAGEMENT, MARKETING, AND RELATED SUPPORT SERVICES Level 06 - Completed“Top Paper Award 🥇 ” winner for the unit paper of "Digital Marketing Strategy" 2021 ABE, UK I have won the ABE "Top Paper Award" for the unit "Digital Marketing Strategy" which I had the highest marks worldwide for the "Digital Marketing Strategy" unit exam paper of the Association of Business Executives (ABE) – UK on November 2021.ABE is recognized by the UK government’s official qualifications regulatory authority for England, Ofqual. Ofqual assesses qualifications by… Show more “Top Paper Award 🥇 ” winner for the unit paper of "Digital Marketing Strategy" 2021 ABE, UK I have won the ABE "Top Paper Award" for the unit "Digital Marketing Strategy" which I had the highest marks worldwide for the "Digital Marketing Strategy" unit exam paper of the Association of Business Executives (ABE) – UK on November 2021.ABE is recognized by the UK government’s official qualifications regulatory authority for England, Ofqual. Ofqual assesses qualifications by ‘Levels’ and they are titled accordingly. Show less

London Metropolitan University - UK
2021 - 2024Bachelor of Business Administration - BA(hons) Business AdministrationReading Final Year of BA (Hons)

Kegalu Vidyalaya
2009 - 2012GCE Advanced Level Business/Commerce, General GraduatedActivities and Societies: Captain / Vice Captain of the 1st XI cricket team of Kegalu Vidyalaya - Kegalle from 2011 to 2012 during national school cricket seasons during my representative at School Cricket Team from “Under 17” to “1st XI”.

Institute of Bankers of Sri Lanka - IBSL
2015 - 2022Diploma of Education Banking and Financial Support Services
Experience

Sanasa Development Bank
Aug 2013 - Feb 2014Administration AssistantAdmin assistant as an intern

Sampath Bank
Mar 2014 - Oct 2023Effectively managed client accounts for esteemed entities within Sri Lanka's tourism and trading sectors. Handled a portfolio of over 100+ borrowing relationships. This portfolio includes relationships spanning the luxury hospitality, travel services, ceramics, bath ware, and pharmaceutical industries.Diligently nurtured strong client relationships, delivering tailored solutions aligned with their requirements. Demonstrated firm understanding of banking and financial regulations to ensure meticulous compliance. Thrived in high-pressure environments, consistently meeting deadlines. Enthusiastic about travel and flexible work arrangements, further enhancing capabilities.Developed expertise in:+ Corporate Credit Banking: Including periodic customer reviews, cash flow forecasting, monthlystatements & reporting, transaction banking, payroll management, covenants monitoring, provide digital banking solutions, and other finance-related services. Facilitated trade-related services such as Telegraphic Transfers, Document Credit, DP, DA services and revolving & import loans.+ Portfolio Analysis and Risk Assessment: Conducted comprehensive financial analysis, assessing cash flow, industry trends, and risk analysis.+ Business Development and Market Expansion:Identified growth opportunities, prepared persuasive presentations, and supported cross-selling of banking products.+ Compliance and Risk Management: Ensured strict adherence to regulatory guidelines, internal policies, and procedures, mitigating risk exposure. Maintained accurate documentation for smooth transaction processing and compliance with audit requirements.+ Account Recovery and Collection Strategies: Managed recovery process, negotiated settlements, and implemented effective collection strategies.+ Facility Restructuring, Rescheduling, Classification and impairments: Analyzed customer cash flows, prepared payment structures, and managed asset classifications. Show less * Proficient in personal, micro, SME, and mid-corporate lending.* Skilled in appraising assets, calculating values for gold loan portfolio management.* Negotiating settlements and establishing repayment plans for effective recovery strategies.* Managed efficient account opening, including foreign drafts and ATM management.* Effectively managed and streamlined cheque clearing processes, ensuring precise and timely transactions while adhering to regulatory guidelines.* Demonstrated proficiency in handling E-Remittances, facilitating secure and efficient electronic transactions, and contributing to the seamless flow of funds.* Showcased strong cash handling abilities, efficiently managing cash transactions, implementing rigorous security protocols, and collaborating with teams to optimize cash management procedures. Show less
Assistant Relationship Manager
Sept 2018 - Oct 2023Junior Executive
Mar 2014 - Sept 2018

Appical Lanka
Feb 2021 - Dec 2022Digital Marketing Executive
Licenses & Certifications
- View certificate

Account Management: Maintaining Relationships
LinkedInSept 2023 - View certificate

Business Analysis Foundations
LinkedInSept 2023
Languages
- enEnglish
- siSinhalese
- taTamil
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