
Troy Crawford

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About me
Chief Underwriting Officer
Education

Ohio University
-Bachelor's degree
Ohio University
-M.B.A.
Experience

Nationwide Insurance
Nov 2005 - Dec 2016Reporting to the Senior VP Personal Lines, top line/ bottom line accountability for a $850Mportfolio of products including Nationwide’s nonstandard auto product, specialty commercialvehicle product, and powersports product line (motorcycle, RV, and watercraft). Directly lead a team of (approximately 100) engaged Underwriters - Product Managers - Actuaries - Program Managers to drive results and develop future leaders. Led cross-functional strategic initiatives including key delivery of an enterprise productsimplification effort (aka ‘One Product’) which standardized and aligned Nationwide's personal linesproducts across multiple channels, regions, and three brand subsidiaries. Served as the Central Plains operations leader (P&L accountability) for a $650M+ region with direct responsibility for our sales and underwriting teams -- both commercial and personal lines (130+ associates) across six states. Led the underwriting/product functions for 100+ associates -- commercial lines and personallines accountability. Responsible for achieving profit, growth and expense targets whileexecuting corporate strategy for Nationwide's Mid-atlantic regional operation.
Vice President Nonstandard & Powersports Product-Pricing-Underwriting
Nov 2014 - Dec 2016AVP - Personal Lines Underwriting/Product Strategic Initiatives
Apr 2012 - Nov 2014Regional Associate Vice President
Aug 2010 - Apr 2012Underwriting/Product AVP
Nov 2005 - Aug 2010

The Hartford
Jan 2017 - May 2019Vice President Of Product ManagementTop line/bottom line accountability for a $3.8B small commercial portfolio across three core lines of business: BOP, WC, and Commercial Auto. Lead a team of product directors, managers and analysts with geographic-specific P/L accountability working in partnership with our sales, underwriting, actuarial, and marketing teams.

Westfield
May 2019 - Jan 2025Head of Commercial Lines Product Management
Nov 2021 - Jan 2025Head of Small Commercial Product Management
May 2019 - Nov 2021

American Coastal Insurance Company
Jan 2025 - nowChief Underwriting OfficerResponsible for the underwriting strategy, operations and profitability across commercial product lines.
Licenses & Certifications

Chartered Life Underwriter (CLU)

Chartered Property & Casualty Underwriter (CPCU)
Volunteer Experience
Home Impact Council
Issued by United Way of Central Ohio on Jul 2012
Associated with Troy Crawford
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