Sony Rio

Experience

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  Kementerian Pertanian Republik Indonesia

  Aug 2015 - Nov 2015

  Field Staff

  -identifying region potential and collection of farm.-partnering with agricultural extension and babinsa in assistance to farmers and acts in conjunction with the lecturer/educator in conduction demonstration farming.-create a regional level advisory report

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  PT Bank Panin Tbk

  Sept 2017 - Feb 2022

  Account Officer

  1. Manage, maintain and promote business relationship with existing / new customers.2. Promote lending products, especially commercial credit 3. Improving market penetration with business customer 4. Prepare report on customer’s credit worthiness by analyze 5C (Customer Character, Repayment Capacity, Working Investment, BI checking, Collateral)

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  CIMB Niaga

  Feb 2022 - Sept 2022

  Relationship Manager

  - Design daily and monthly Sales Activity Plan as guidance for SPT achievement- Seek proactively potential debtor to achieve business target- Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs- Responsible to EBB credit portfolio growth and optimization credit usage- Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disburment, roll over and credit maintenance- Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospect, business management, owner / shareholder and business cash flow- Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation- Do early recognitions watchlist for each debtor and inform the management if needed Show less

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  PT BAHANA ARTHA VENTURA (BAV)

  Oct 2022 - now

  Account Manager

  - Build new partnerships and maintain relationships with current/existing corporates. - Selling lending product (SME and Ultra Micro) to potential debtor. - Prepare credit proposals as well as financial and credit analysis for new clients and existing client. - Provide credit recommendation and pipeline to board of director. - Responsible for SME credit portofolio growth and quality loan portofolio. - Managing lending account portofolio from 500 million to 50 billion.