
KIRAN RAJU K
Branch Credit Manager

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About me
Location Credit Head at Kotak Mahindra Bank
Education

RAMAIAH INSTITUTE OF MANAGMENT STUDIES
2012 - 2014POST GRADUATION MBA-FINANCE First ClassActivities and Societies: Specialization in Finance Core Finance.

VIJAYA DEGREE COLLEGE
2009 - 2012BANGALORE UNIVERSITY B COMSpecialized in Finance

VIJAYA P U COLLEGE
2007 - 2009PRE UNIVERSITY COMMERCEwas a student

VIJAYA HIGH SCHOOL
2004 - 2007Bachelor's degree Basic Skills and Developmental/Remedial EducationStudent

KENMORE SCHOOL
1997 - 2007Basic education Basic Skills and Developmental/Remedial EducationStudent

Karnataka State Open University
2013 - 2015Master's degree MCOM Finance First ClassActivities and Societies: Core Financing Graduated with Core Fianancing
Experience

INDIABULLS HOUSING FINANCE LIMITED
Apr 2014 - Nov 2017Branch Credit ManagerMy self taking care of Sanctions and Disbursements. I take care of Files from Login till Cheque Handover stage, apart from this Monthly tracking of original Documents(i.e post disbursal documents like original Registered sale deed and other related documents), EMI and Bouncing calls on monthly basis. Vendor Billing Managment and lot more.

Indiabulls
Apr 2014 - Jun 2015MANAGMENT TRAINEEIt was my first job. started my career as MT learned lot of new things as everything was a new learning process for me. Firstly to understand companies policies and process then started with login of files then slowly PD and then disbursements. apart from this learned what is Technical report Legal report and various cross functional departments.

Kotak Mahindra Bank
Dec 2017 - nowHF
Associate Vice President
May 2023 - nowLocation Credit Head
Feb 2021 - nowChief Manager
May 2022 - May 2023Credit Manager
Dec 2017 - Feb 2021
Licenses & Certifications

Hardware H+ and Networking N+
Languages
- kaKannada
- enEnglish
- teTelugu
- taTamil
- hiHindi
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