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Raman Kumar Pal

Raman Kumar Pal

Credit Manager

Followers of Raman Kumar Pal1000 followers
location of Raman Kumar PalHaridwar, Uttarakhand, India

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  • Timeline

  • About me

    Manager - Credit & Risk

  • Education

    • CCS (Chaudhary Charan Singh)University

      2010 - 2013
      Bachelor of Business Administration - BBA Accounting and Finance 1st

      Activities and Societies: Financial management & accounting

    • Corporate Finance Institute® (CFI)

      2020 - 2020
      Fundamentals of Credit

    • Uttarakhand Technical University

      2013 - 2015
      Master of Business Administration - MBA Banking, Corporate Finance and Securities Law 1st

  • Experience

    • AVIOM India Housing Finance

      Feb 2020 - Aug 2021
      Credit Manager

    • Aditya Birla Finance Limited

      Aug 2021 - May 2022
      Credit & Risk Manager

      ME LAP and STSL product. *  Underwriting on cases with desired level of quality and enabling achievement of branch business portfolio by proper training.* Good knowledge of legal & technical evaluation and associated risk.* Coordination with Sales & Operations team for case disbursal and OTC/ PDD completion process.* Manage external agents involved in the verification process, and also responsible for fraud management and risk mitigation activities.

    • Capri Global Housing Finance Ltd.

      Jun 2022 - now
      Credit Manager

      Underwriting the Home loan and MSME Term loan from 2 lakh to 100 lakh.

  • Licenses & Certifications

    • MiFin

      Qualtech Edge

    • Salesforce.com

      Learn SFDC

    • Tally ERP 9

      Tally Solutions Pvt Ltd

    • Fundamentals of Credit

      Corporate Finance Institute® (CFI)
      Apr 2020

    • Accounting Fundamental

      Corporate Finance Institute® (CFI)
      Apr 2020