Sarka Beranova

Experience

• 

  Printa s.r.o.

  Jul 1998 - Sept 2000

  Executive Assistant to the Director
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  Modrá pyramida stavební spořitelna, a.s.

  Jan 2000 - Jan 2009

  • consultancy and sale of mortgages• review of complete documentation for real estate transactions • active communication with clients• management of team of junior colleagues• sale of additional pension insurance of Pension Fund Komercni banka• sale of credit cards for Komercni banka• support of administration process and sale coordination • AML requirements verification• sale reporting• sale of products training • preparation and processing of required documentation for loans• both communication with clients and internal communication including coordination of processes• administration of individual cases

  • V.I.P. Credit and Financial Consultant

    Jan 2003 - Jan 2009

  • Credit Consultant

    Jan 2000 - Dec 2002
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  Advokátní kancelář Němec, Bláha a Navrátilová, s.r.o.

  Aug 2006 - Jan 2009

  Advocacy – student practice

  • autonomous legal councelling in the field of civil and corporate law• preparation of legal documentation (agreements, petitions, claims, legal opinions etc)• strategy planning of individual legal cases• communication with clients

• 

  UniCredit Bank Czech Republic, a.s.

  Feb 2009 - Jul 2014

  Work-out:• proposition of strategy for corporate and retail loans execution• analysis of high-risk cases including the classification of clients• estimation of execution cost and recoverability of receivables• decision-making in individual regarding individual loans including responsibility for work-out strategy and depreciation of loans• negotiations with debtors, attorneys and other creditors• preparation of various documentation for execution and insolvency proceedings• legal representation in law suits before courts• participation in creditors' committee• legal enforcement of security and transfer of receivables Restructuring:• legal support of restructuring process• analysis of credit files• review of credit and security documentation and approval of legal actions • participation in negotiations with debtors and other creditorsOther responsibilities:• responsibility for criminal-law agenda – frauds, making accusations, indemnity petition in criminal proceedings• training in work-out, restructuring and new Civil Code • analysis of impacts and implementation of new civil law Show less • draft and review of credit and security documentation for retail and corporate clients• legal support of commercial department and risk-management in the branch of banking products• preparation and review of legal documentation for real estate transactions• general legal counselling in the branch of civil, corporate and insolvency law• analysis of legal risk resulting from the execution and insolvency proceedings in individual cases• draft of the pattern for credit and security documentation• cooperation with the product department regarding individual and general cases • review of the bank´s internal procedures• coordination of processes regarding the approval of credit files Show less

  • Senior lawyer – work-out and restructuring of loan facilities

    Mar 2013 - Jul 2014

  • Senior Lawyer

    May 2010 - Feb 2013

  • Lawyer

    Feb 2009 - Apr 2010
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  PPF banka, a.s

  Aug 2014 - Oct 2022

  Senior lawyer - workout and project management

  Workout:• administration of high-risk clients• analysis of credit files• administration and management of work out comitee (with right of decisive vote)• enforcement of receivables • draft and review of insolvency claims• representations before courts• initiation, drafting and execution of projects and processes regarding restructuring, transformation and revitalisation of bussines cases• legal counselling related to transfer of bussines cases• reporting• communication with clients, executors, notaries, bankruptcy administrators and auction representatives Legal agenda:• general legal support of bank`s departments,• draft of legal opinions mainly in the field of insolvency and banking regulations,• interpretation of civil law,• criminal law agenda connected with bussines cases,• negotiations with third parties on bussines cases,• participation in Czech Banking Asociation meetings,• draft of pleadings and statements for the purposes of instant legal suits or official authorities,• communication with Czech National Bank,• cooperations with external legal advisersProject management:• draft and management of new projects regarding assesment and control of risks, provision and administration of credit facilities, optimalisation of current aplications used for loan adminidtration, clasification of clients and determination of role of each respective department including supervisory measures of these projects,• outline the main points, testing and implementation of managed projets,• analysis and implemantation of enforcement startegies,• specification of new funkcions of aplications used for workout and restructuring administration, • set up of effective restructuring processes inclusive its updates • communication with other bank`s department – IT, legal, risk and loan administrationCompliance:•monitoring of new legal regulations •implementation of new regulations regarding insolvency law and restructuring•training for staff Show less

• 

  Banka CREDITAS

  Nov 2022 - now

  Senior právník

  • corporate governance• regulace v bankovnictví • komunikace s regulátorem• vedení projektů• vedení týmu • spolupráce s compliance, interním i externím auditem, HR• správa revize vnitřních předpisů• správa dceřiných společností• smluvní agenda • organizace a zajištění podkladů pro zasedání představenstva, dozorčí rady, výboru pro audit a valných hromad