Experience

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  El teu desig

  Dec 2011 - Aug 2013

  Store supervisor

  - Some of my responsabilities: • Social Media Management.• Accounting.• Advice and sell, monitoring the shop in cash desk.• Customer support.

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  Caixabank

  Sept 2014 - Jan 2015

  Management control internship

  Part of the Management Control team- Support and learning bank's activity, helping management control in several tasks, among others:• External quarterly financial report• Internal dashboard• Entering SAP controls• Analyze subsidiaries reality• Also with other programs and reports

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  Caixabank

  Mar 2016 - Jun 2022

  At Management Control Dept., some of my responsabilities were:- Elaborate shareholders reporting with Cognos/Certent CDM tool: • Quarterly financial report, (P&L and BS, among others)• Annual financial report (Annual Accounts/ Financial Statements section), also to Accounting Dept.- Further analysis of Loans and advances evolution, NPL’s and Provisions.- Asset quality indicators (NPL ratio and Coverage ratio) KPIs calculation.- Gross Lending and Provisions analysis and reviewing under IFRS9 regulation (in collaboration with Risk Department).- Provisions for insolvency risk and Impairment losses analysis and reporting. Show less At Management Control Dept., some of my responsabilities and tasks were:- Lead the coordination process of P&L construction and estimation for both CABK S.A. and Consolidated Group.- P&L Account process monthly tracking, controlling and analysis, reporting and evolution explanation to steering committee.- Equity income evolution, Other provisions (fiscal and legal exposures) and KPIs calculation (ROTE, ROE, ROA, RORWA, BPA, among others).- External reporting generation using MS Excel and Internal Databases for banking regulators (ECB and CAC)- Data quality checking with Hyperion HFM and Oracle EPM tools.- RAF reporting (risk appetite framework)- Automation of working files and reports for an optimal analysis and mistakes reduction. - Ad-hoc tasks like:• In 2018 - Develop an evolution model on the economic result.• In 2019 - Add new analysis to reporting, subsidiaries P&L, market evolution, billing and margin. Knowledge of the business.• In 2020 - Adapt to the new supervisor information requirements and internal demands. Participate in transversal projects within the executive finance direction. Show less At Management Control Dept., some of my responsabilities and tasks were:- Controller and Business Analyst of some income statement headings: • Dividends• Share of profit/(loss) of entities accounted for using the equity method• Trading income• Income and expense under insurance or reinsurance contracts • Net fees and commission income- Monthly closing process monitoring, controlling, analyze evolution and develop files and slides for internal reporting.- Ad-hoc requests, analysis improvement and explanation of each line. Show less

  • Financial Controller and Business Analyst: Balance Sheet and External Reporting

    Sept 2021 - Jun 2022

  • Financial Controller and Business Analyst: P&L Coordination and Analysis

    Jan 2018 - Sept 2021

  • Financial Controller and Business Analyst: P&L Headings Analysis

    Mar 2016 - Jan 2018
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  Banco sabadell

  Jun 2022 - now

  Unit manager of business analysis and reporting bancassurance

  -Coordinate and elaborate annual budget process:• Elaborate the business planning process and monitoring it• Prepare and develop forecast in diferent moments of the process.• Coordinate and provide the Financial Department and Network Planning Department with the data, for the bank's global budget. • Elaborate adhocs analysis and presentations with information of the annual budgets-Coordinate and elaborate periodic and timely business monitoring reports to provide to Senior Management:• Analize, control and explain bank's activity evolution, GWP, Policies, AuM, P&L and KPIs.• Intermediate and contrast information between Zurich and BS.• Create data reports in MicroStrategy tool and export information to analyze monthly• Elaborate monthly reporting, department dashboard• Analyze the main deviations from the budgets by making comparisons of said compliances (CMPs) as well as analyzing the YoY evolution-Analyze the profitability of current and new products to propose actions to improve it.• Calculate comissions and net profit of each, also the margin that generate-Reconcile information from different sources in order to explain the distinct estimations and groupings.-Improve internal budgeting and reporting processes for greater efficiency and optimize times• Supervise and reporting automation, of reality and forecast / budget.-Analyze the market situation and benchmarks with the competition Show less