CA Rohit Mathur

Experience

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  ICICI Prudential Life Insurance Company Limited

  Dec 2004 - Jan 2006

  Underwritng Associate

   As a Branch Underwriter, handled complete underwriting with a Jet Limit of Rs.5.00 Lac & Medical Limit of Rs.3.00 Lac As a Financial Underwriting Specialist, underwritten big ticket size cases with complete focus on Balance Sheet and Profitability analysis  Handled DOPS (Distributed Operations) for Advisor recruitment and other activities & also risk Issues of branch and liasoning with risk agency and the central risk co-ordinators. Handled complete branch Operational activities including all reconciliation, daily reporting, MIS etc; managing the Branch sigmas. Show less

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  Genpact

  Jan 2006 - Jun 2007

  Process Manager (AM) - Finance

   As Process Manager, delivered complete financial operational support to various GE Business (Four major companies) in India, and responsible for maintaining Six Sigma in TAT & Accuracy and minimum risk for the organization in operational processing.  Managed the processing of day to day financial activities, T&L, employee reimbursements and other payments. Responsible for all monthly closing related activities and reporting to U.S Ledger. Responsible for monthly and quarterly reconciliation. (High risk & Low risk accounts) Overall managing the complete finance process, meeting the work standard and expectations within the decided time frame and provide timely deliverables to business as per their requirement Show less

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  Bajaj Allianz General Insurance Co. Ltd.

  Jun 2007 - Jul 2008

  Deputy Manager - Projects

   As Project Manager, worked with the Central project team for rolling out operational vertical process for Ahmadabad R.O. Work included rolling-out, implementation of processes/process changes, SOPs & projects, value addition and improvement on the projects so as to achieve zero risk & high productivity in operations management.  As Operations Head handled all operational related activities with a team of 15 executives (6 Out location branches along with Ahmadabad R.O) and responsible for managing Six Sigma to Achieve Completion ratio, Issuance TAT , Dispatch TAT targets and productivity target. Also, Quality check of issued documents to achieve error rate target. Worked for six sigma & quality related projects for underwriting & operations, ensuring adherence to all statutory guidelines, adherence to internally laid down process and procedures. Work also included Training and grooming of team members, Customer feedback survey and submission of feedback report and Visit to offices attached to main location, for review of operations /audit and roll out revised module/s. Show less

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  IndusInd Bank

  Aug 2008 - Aug 2015

  Being into business development; worked towards SME New business acquisition, handling and maintenance of existing portfolio, constant revenue generation and constant book building for the bank.  Acquisition of New SME Clientage, first level financial analysis & appraisal, CMA & CAM preparation with rating calculation of SME clients.  Handled Jodhpur, Udaipur & Bhilwara location for new business acquisition Portfolio Management & servicing of all MSME client availing various facilities. Maintaining health of the portfolio and constant revenue generation. .  Proficient trade solution to clients having exposure in EPC/PS/Buyers Credit/FCNR/PCFC etc. Expertise in all trade related products & processes. (Including LC & BG) Show less  First level financial analysis & appraisal, Preparation of Financial CMA, Cash flow statement & credit appraisal note in consonance with the internal credit policy  Rating calculation & analysis basis financial capacity, business profile, industry position, repayment capability, collateral adequacy, Account conduct.  Review & submission of credit proposal, in line with the credit policy, regulatory requirement & laid down procedure of the bank.  Thorough analysis of Financial data, credit & risk analysis, customer profile analysis and recommending proposal to appropriate authorities with merits and demerits and risk involvement in the proposal. Show less  Headed entire array of trade finance activities, spanning Inland & Foreign Trade Finance. New trade client acquisition, Relationship management/customer service & operations for all trade finance clients.  Trade Finance involves Pre shipment, post shipment Loan/LC discounting/Bill Purchase etc, Import & Export Payment process, Import and Export bill handling transactions and all other related activities. L/C & BG related transactions viz. L/C issuance, advising, confirmation, Discounting against L/C. Scrutinizing high value documents under L/C.  Document handling and processing in accordance with RBI guidelines, FEMA, and all related Local & International regulations & Exposure in ICC UCPDC, URC, FEMA, SWIFT and NOSTRO transactions. Show less  Trade Finance involves Pre shipment, post shipment Loan/LC discounting/Bill Purchase etc, Import & Export Payment process, Import and Export bill handling transactions and all other related activities. L/C and Bank Guarantee (BG) related transactions viz. L/C issuing, L/C advising, L/C confirmation, Discounting against L/C. Scrutinizing high value documents under L/C. Document handling and processing in accordance with RBI guidelines, FEMA, and all related Local & International regulations & Exposure in ICC UCPDC 600, URC 500 (1995) Revision, FEMA, SWIFT and NOSTRO transactions.  Handling Inland trade finance activities including issuance of L/C, handling collection documents under L/C (Inward & Outward), bill discounting under L/C and all bank guarantee related transactions. Show less

  • AVP - Business Banking (SME)

    Apr 2014 - Aug 2015

  • Credit Analyst - Business Banking (SME)

    Jul 2011 - Mar 2014

  • Manager - Trade Finance

    Jul 2009 - Jun 2011

  • Deputy Manager - Trade Finance

    Aug 2008 - Jul 2009
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  YES BANK

  Aug 2015 - Nov 2018

  As a Cluster Leader, Responsible for: New business generation for SME Finance, Asset book building of the Cluster, Portfolio growth, maintenance, revenue generation & maintaining profitability.  Handled a team of Relationship Leaders, Relationship Partners, CPA & others.  New business of all SME Business Banking Products viz Working Capital, Term Loan, Export & Import Loans, EPC/PCFC, PS/PSFC, Buyers Credit, LC, BG, Channel Finance, Agri Finance, WHR Limits.  Handled multiple geographical locations for acquisition of New SME Clientage, end to end process monitoring right from Sourcing to Document collection ~ CAM Preparation ~ Analysis ~ Sanction ~ Disbursement; then portfolio servicing and maintain the hygiene.  Undertook business development activities, meeting with business & trade associations, organizing knowledge events, organizing industry specific events and participating in various trade forums. Conducted market scoping activities by industry analysis, gathering micro information about various industries, the business model, number of clients active in the industry, and constant review to achieve the desired business numbers. Show less

  • Vice President (Cluster Business Leader) - Business Banking

    Oct 2016 - Nov 2018

  • Asst.Vice President (Section Leader - SBB)

    Aug 2015 - Sept 2016
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  AU SMALL FINANCE BANK

  Nov 2018 - now

   Review of credit proposal initiated by the Bank’s business unit, evaluating the associated Risks and proposing relevant risk mitigates to ensure independent lending decisions.  Financial data analysis, industry & business analysis, credit & risk analysis; and overall analysis of client’s profile to make appropriate lending decision.  Credit decision making ensuring compliance of the Bank’s lending policy, credit procedure and external regulatory requirements.  Maintaining TAT as per norms, daily monitoring of login files, credit decision on proposals, and recommending proposal to appropriate authorities with merits and demerits basis risk involved in the proposal. Monitoring of customer portfolio, Identifying EWS (Early Warning Signals), Constant monitoring of Early delinquent (ED) portfolio and publishing reports to develop risk awareness and develop necessary action plan.  Detailed orientation, nurture talent, monitoring and evaluating performance of the existing and newly appointed team members. Overview the activities of Credit Officers and Cluster Credit Managers. Show less

  • SVP - Circle Credit Head (Business Banking)

    Aug 2023 - now

  • VP - Regional Credit Manager (Small & Mid Corporate)

    Nov 2018 - Aug 2023