Muhammad Kashif

Experience

• 

  M/s. Faysal Bank Limited

  Jul 2006 - Jan 2010

  Officer Legal - OG III

  To assist Head of Legal in matters related to Litigation, Opinions and other legal issues.To draft and vet legal notices and responses in coordination with different departments and forwarded to the same to different panel of lawyers for further proceedings if required.Co-ordination and meetings with lawyers on Bank’s panel on legal issues of the bank and also forwarding the required information for their assistant.Appear before other Courts representing the Bank as and when required relating to Legal issues.To prepare and maintain Litigation status for assistance of the concerned departments.Appear before the Hon’ble Court (s) i.e. Judicial Magistrate, Sr. Civil Judge, District Judge, Banking Court (s) and Hon’ble High Court of on behalf of the Bank in pending litigation.To monitor progress of Panel of Advocates, Consolidation and follow up of litigation cases of Southern Region.Any other matter/issue assigned by the Head Legal.Preparing and update the MIS of daily cases and weekly Cases.Legal Division keeps record of various documentation and legal agreements executed by the Bank for extending finance facility or whereby the Bank enters into transactions with other parties.Complete MIS of agreements other than financing arrangements compiled by the Legal Division after obtaining feedback from concerned departments.Centralized database of all legal opinions and documents maintained at the Head Office. The opinion pertaining to Corporate, Operation, Treasury, Commercial Compliance etc are compiled and centralized via EDMS and access will be granted to authorized officials. Show less

• 

  Faysal Bank Limited

  Feb 2010 - May 2012

  Legal Support Officer - OG II

  To attend Courts and update status of litigation cases as applicable.To attend auction proceedings and devise line of action in the case under the supervision of Sr. Manager Legal.To assist the department for familiarization with legal procedures through which accounts can be reviewed with broader perspective.To coordinate with each lawyer for ongoing cases in various courts and provide necessary assistance/feedback.Arrange meeting of legal counsel with respective Relationship Managers/Hub Manager/Regional Managers so that earlier closure of each case can be done.Work directly with legal counsels (Internal/External) and monitor legal progress/development on each case.Update the department about the current status of each cases individually and inform about upcoming hearing dates while updating the hearing MIS for circulation on weekly basis.Provide legal related services to department i.e. Desktop Valuation, Vetting of Plaints, PLA’s, reply, appeals, removal of flaws in legal documents etc.To monitor execution proceedings & criminal complaints for effecting speedy recovery.To ensure timely payment of expenses including professional fee, court fee, proclamation charges etc to the lawyers and to keep excel bases record of the same.Other necessary legal support work.Keeping record of various documentation and legal agreements executed by the Bank for settlement of Agreement or whereby the Bank enters into transactions with other parties.Complete MIS of agreements/restructuring/Rescheduling other than financing arrangements compiled by the SAM.Centralized database of all legal and Recovery MIS maintained at the Head Office. Show less

• 

  Burj Bank Limited

  Jun 2012 - Mar 2013

  Relationship Manager

  Achievements:-Managed Non-Performing Loan Portfolio of Rs. 1.5 billion.Attained the target of NPL recovery of PKR 300 M FTY 2012.Job Description:• Negotiations and follow up with borrowers for adjustment, settlement, rescheduling and restructuring of their liabilities• Liaison with bank’s dealing counsels for preparing all types of required legal documents particularly plaints, affidavits/ counter affidavits undertakings and effective follow up of the cases under litigation.• Attending all courts viz Banking courts, Special courts for Bank offences & High courts• Preparation of settlement proposals and Classification Memo of NPLs for the approval of Credit Committee• Arranging direct sale / auction of the securities / mortgaged properties by the bank without court’s intervention under new Recovery Law of 2001. Show less

• 

  Bank Alfalah Limited

  Mar 2013 - Oct 2021

  Managing non performing finances portfolio and classified finances of the Bank, this includes recovery of delinquent accounts through remedial management or through litigationRehabilitating Customer relationship with the company, management of problem finances and providing solutions for recovery of finances including restructuring, re-scheduling, re-profiling of Finances & debt to asset/equity swaps and management of multifunctional transaction including legal management of account.Vetting of all pleadings like Plaints, Execution Application, Written Statements, Leave of Defend Applications, Appeals, Revisions, Criminal Complaints, settlement Agreements, Compromise Agreements and various others legal documentation to be filed by the bank or against the bank in the various competent courts of law country wise, for recovery of the finances advanced to its customers/defaulters.Co-ordination and liaising with external lawyers on bank’s panel in respect of legal opinions on legal issues of the bank.Appear before the Lower Courts & Banking Courts and representing the Bank on each and every hearing of the cases entrusted to me. Show less

  • Team Leader

    Mar 2013 - Oct 2021

  • Relationship Manager

    Mar 2013 - Mar 2013
• 

  HBL - Habib Bank Limited

  Oct 2021 - Nov 2024

  Senior Manager Litigation
• 

  Albaraka Islamic Bank

  Nov 2024 - now

  Unit Head