Brian Montgomery

Experience

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  United States Air Force

  Apr 1992 - Sept 1998

  Inventory Managment Specialist/E4
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  CitiMortgage

  Jun 2001 - Sept 2008

  Senior Underwriter/Repurchase Coordinator

  Negotiated repurchase transactions with originators and investors; completed a full review of all applications from origination to final decision.Provided training to co-workers as needed to identify and document salability/fraud issues and made recommendations for resolution.

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  Bank of America

  Dec 2008 - Jun 2009

  Mortgage Processor

  Completed compliance auditing to enforce Fair Lending while meeting company and contract terms.Ensured that CRESS fulfillment partners received reliable and accurate service from CRESS by researching and resolving order placement and communication status update failures.Selected by senior management to update all vendor, CRESS, and fulfillment systems and associates.Reviewed information sent to and received from internal fulfillment and external vendor partners for accuracy and completeness. Show less

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  American Equity Mortgage

  Jun 2009 - Sept 2010

  Mortgage Processing Supervisor

  Supervised 6 mortgage professionals in processing of Agency and FHA loans from origination to closing ensuring all regulatory information and loan terms are accurate to meet RESPA, HMDA and compliance requirements.Interpreted policies and guidelines for the processing staff to ensure compliance is met; ensured that documents or records received have all the appropriate information.Participated in the development of policy changes, program implementation and procedural improvements.Completed staff performance reviews and coordinated the training and developments of each employee, guaranteeing performance goals are established.Obtained Direct Endorsement underwriting authority. Show less

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  Wells Fargo Home Mortgage

  Dec 2010 - Aug 2013

  Consumer Loan Underwriter 3

  Evaluate, approve, and underwrite complex Conventional and Harp mortgage loan files for compliance with FNMA and FHLMC underwriting guidelines.Selected by senior management to be a subject matter expert for training junior underwriters on income documentation including personal, partnership and corporate tax returns.Applied sharp organizational, analytical, and multi-tasking abilities while executing second-level reviews on loans submitted for denial, cancellation, second signature and counteroffers.Achieved outstanding underwriting results and was recognized as Top Producer with 100% Quality. Show less

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  Wells Fargo Advisors

  Jul 2011 - Apr 2015

  Security Operations Specialist 2

  Managed operational administration of Individual Retirement Accounts and Estate Accounts; reviewed incoming documentation for compliance with IRS and company established guidelines.Acted as primary contact for resolution of IRA issues while ensuring IRS compliance; chosen as subject matter expert and trainer of junior operations specialists.Recognized and solved issues, concerns and problematic trends proactively; improved and diminished escalations, pressure and workflow problems. Selected as the Excellence First Team Member of the Month.Selected as the IRA Operations Team Member of the Month. Show less

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  Peters Heating and Air Conditioning

  Jun 2015 - Dec 2015

  Customer Service / Dispatcher

  Handle customer inquiries, complaints, billing questions and payment extension/service requests. Interface daily with internal partners in account, field services, new business, operations and consumer affairs divisions.

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  Lowe's Companies, Inc.

  Mar 2016 - Sept 2016

  Seasonal Customer Service Specialist
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  MERS / Goodwill

  Sept 2016 - Nov 2019

  Workforce Development Specialist
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  State of Missouri

  Nov 2019 - Jul 2022

  Benefit Program Technician
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  Missouri Department of Transportation

  Jul 2022 - now

  Senior Motor Carrier Agent