Amy Ambrose

Experience

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  Umpqua Bank

  Apr 2008 - Jun 2012

  Mortgage Loan Processor

  -Reviewed Loan Appliction-Completed Processing Review: Fraud Report, Flood Certifications, Credit Report, Income Calculation, Asset Review, and Appraisal Orders- Worked In All Goverment Lending Agencies Websites: FHA, VA, and USDA - Completed all Audit Requirements and Post Close Items Needed- Prepared Files for Closing and Prepared Closing Documents

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  HomeStreet Bank

  Aug 2014 - Dec 2016

  Loan Officer Assistant
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  Envoy Mortgage

  Dec 2016 - Aug 2022

  - Completed Loan Application- Verified Loan Products Appropriate for Each Client- Revewed and Recommended Rates for Products for Each Transaction- Monitored Balancing and Closings With Escrow Companies to Ensure Smooth ClosingsThe following licenses are held by Envoy Mortgage, Ltd. and (related doing business as) names, NMLS #6666. Corporate offices are located at 10496 Katy Freeway, Suite 250, Houston, Texas 77043. - Reviewed All Borrower Documentation Sent for Underwriting Approval- Communicated with Borrowers and Loan Officers Regarding Any / All Approval Requirments- Credit Ananysis of Client Credit Reports to Assures All Derogatory Information is Addressed

  • Loan Officer Assistant

    Jan 2018 - Aug 2022

  • Mortgage Loan Processor

    Dec 2016 - Apr 2022
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  Summit Funding, Inc.

  Sept 2020 - Aug 2022

  LP II

  -Pre Approval required reviewing income, assets, and credit to verify what program option the borrower would qualify for. Worked with 7 loan officers to help structure loan products for clients.-Loan processing duties, from initial disclosure, file submission, re-disclosures, completing underwriting conditions to successfully attain clear to close from corporate underwriter. Processed and Closed 238 loans in 2021 for an average of 19 loans / month-Clear and concise communication with LO’s, borrowers, and all other parties in transaction-Competently price loan products and locked in rates for borrower transactions Show less