Matej Urban

Experience

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  EEIP, a.s.

  Sept 2011 - Jan 2017

  Financial Analyst

  EEIP is a Czech consulting company providing services in areas of mergers and acquisitions, restructuring and corporate finance. Furthermore it specializes on delivering financial/economic analyses for both public and corporate clients.Financial specialist- M&A, valuation, financial modeling- Restructuring- Investment analysesFinancial risk assessment- Leader of the project evaluating risk of financial institutions offering consumer credit- Credit assessment for corporate clientsManagement consulting- Process and personnel audits- Business analyses- Strategy- Analyses of market potentialMarket and sector analyses- Regulatory impact assessments- Macroeconomic analyses and policy recommendations- Competitiveness reports, export strategy- Methodologies for public sector- Data analyses Show less

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  Home Credit International

  May 2017 - Jul 2019

  Risk Analyst

  Country manager responsible for underwriting and antifraud in Home Credit Philippines and Home Credit Indonesia.Overviewed the portfolio of Home Credit Indonesia and Home Credit Philippines from Headquarter as country manager – approving new products, helping countries with fulfillment of common projects from headquarter, validation and approval of UW strategies.Successfully delivered multiple modeling projects to countries in the group (Indonesia, Philippines, Kazakhstan) in areas of credit scoring, early warning system for antifraud, process review and proposal of online UW strategies. Show less

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  Home Credit Indonesia

  Jul 2019 - Aug 2020

  Head of Online Underwriting

  - Risk costs of online products decreased 5 times and became less risky than traditional low risk offline channels during my lead of online underwriting department.- Implemented scoring models utilizing new internal and external data in multiple UW stages that enabled big improvements in predictability of models (Gini performance doubled) and savings in costs for external data (costs per contract decreased 3 - 5 times in all online products).- Built the team of online underwriting analysts that became independent experienced analysts at the end of my engagement with Home Credit Indonesia. Show less

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  Twisto

  Nov 2020 - Jun 2022

  Credit Risk Manager

  - Head of credit underwriting for the Czech Republic (underwriting, limit management)- Leading Data science team, risk process and the team of analysts responsible for risk analytics and reporting in all risk functions (credit risk, fraud, collections) of the group- Applied dynamic scoring that enabled better monetization of customer base by targeted limit increases, lead development of new scorecards that improved quality of underwriting- Building risk processes and underwriting workflows in new markets. Transfer of knowledge and best practices to local credit risk managers Show less

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  Terms.Tech

  Jul 2022 - now

  Risk Manager
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  AREA42

  Jul 2022 - now

  Head of Risk & Data