Ruth Giron

Experience

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  China Banking Corporation-Head Office

  Jul 2012 - Jul 2013

  Reconciliation Analyst

  • Prepares and executes promptly the reconciliation reports to immediately identify open/ float items for proper investigation• Prepares monthly reconciliation reports and submits to immediate superior for review and approval. Disseminates copies of reconciliation reports to units/branches concerned and foreign banks.• Make referrals of open/float items to the operating departments/branches and such referrals should be properly noted in the file copy of reconciliation reports.• Ensures that regular follow-ups should be made for open/float items still outstanding after referrals have already been made to the operating departments/ branches concerned until such time the open/float items have been resolved.• Investigates and analyzes outstanding float items guided by existing bank policies and procedures. Discusses the problems with bank units/branches concerned and recommends proper action to be taken to resolve the problem.• As directed or on own initiative, investigates unusual items, if any, and submits report to immediate superior.• Determines further, the reasons and causes of the float items and evaluates for non-compliance with policies and procedures, weaknesses in internal control, repeated errors and omissions which may be either be unintentional and intentional and may require further intensive review and evaluation for determination and identification of any irregularities and possible fraud.• Drafts and types fax or swift messages or letters to the foreign correspondent banks, makes follow-up personally or by phone or thru email with International Banking of Head Office and Binondo, Treasury Group of Head Office, Branch concerned or OBUs, items under questions or subject to further verification. Show less

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  Shell Business Service Center

  Aug 2013 - Mar 2015

  Credit Card Finance and Fraud Analyst

  • Daily reconciliation and review of card issuer confirmation to credit card reports from gross sales to cash payments. • Verify supplemental ledgers to support accounting reconciliation sheets.• Out-of balance identification/resolution. Card issuer payment verification, fee calculations plus chargeback/tax exemption balancing.• Month end voucher preparation and posting to SAP/GSAP of General Ledger account adjustments.• Daily fraud monitoring. Monthly preparation and analysis to finalize Shell fraud reports.• Reconciliation of Card Issuers Sales vs. Shell Retailers through Credit Card mainframe system vs. SAP/GSAP.• Daily client settlement preparation and wire transfer entry into SAP/GSAP.• Variance explanation on Card Issuer deposits to CITI bank account vs. daily deposit forecast. • Balance Sheet Estimate.• Review and update of Manuals/work instructions.• Status of Account Reconciliation (SOAR)- explain/account for variance explanation of various accounts• SOX Tester for various SOX Controls• SOAR Tester for Various SOAR Accounts Show less

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  Van Oord RMC FZE

  Apr 2015 - Apr 2019

  Branch Accountant

  • Register Accounts Receivable/Payable Invoices through Agresso Business World Accounting System• Verify Invoices and ensure that all supporting documents are complete and costs are allocated appropriately• Correspond with vendors and respond to inquiries• Prepare and process electronic transfers and payments• Ensure any advance payments are properly recorded, monitored and applied against invoices• Manage general ledger by reviewing and making journal entries, correcting errors & reconciling subsidiary ledger with GL• Ensure proper and timely recording of financial transactions to automated financial system• Responsible for Petty cash transactions, ensure expenses are properly booked, documented and reconciled against supporting documents• Reconciliation of bank and book balances• Determines cash requirements and transfers funds in response to funding needs and to maintain liquidity• Analyze revenue and expenditure trends and recommend appropriate budget levels and ensure expenditure control (liquidity forecast report)• Manage intercompany transactions and current account confirmation with other branches all over UAE and head office in Netherlands• Conduct quarter end close such as accrual computation, fixed asset depreciation and prepayment amortization• Prepare quarterly/yearly trial balance up to finalization of Financial Statements • Prepare audit schedules and necessary supporting documents and liaise with External Auditors to finalize annual audit of Financial Statements• Recording the VAT/Federal tax related transactions and maintaining appropriate back-up documents to ensure right representations to the tax authorities Show less

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  National Marine Dredging Company

  Apr 2019 - now

  Accountant

  • Managed full-cycle accounts payable process, including reviewing invoices, reconciling discrepancies, processing payments, and maintaining vendor relationships• Assisted in preparing and filing VAT returns, ensuring compliance with tax regulations• Collaborated with cross-functional teams to reconcile intercompany transactions and resolve discrepancies• Participated in month-end closing activities, including journal entries, accruals, and reconciliations• Facilitate external audits by providing accurate and organized documentation Show less