James Paul, Sr., MBA, CCM

Experience

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  Boeing

  Jun 1981 - Dec 1985

  Subcontract Administrator

  Subcontractor Administrator and Procurement Buyer for (McDonnell Aircraft now Boeing) the F-15, F-18, and AV-8B Fighter Aircraft.

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  U.S. Bank

  Dec 1985 - May 1989

  Commercial Lender

  Commercial Lender (Mark Twain Bank now US Bank) for CRE and C&I Loans.

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  Bank of America

  Jan 1989 - Jan 1995

  Commercial Lender/Group Manager

  Commercial Lender and Group Manager (Boatmen’s Bank, now Bank of America) in metro St. Louis area.

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  Regions Bank

  Jan 1995 - Jan 1998

  VP Commercial Lender

  Commercial Lender for (AmSouth Bank, now Regions), West Alabama Market, as well as Gulf Shores area.

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  GE

  Jan 1998 - May 1999

  Midwest SBA Sales Manager

  Manager of SBA Loan Business Development Officers in St. Louis, Kansas City, and Chicago.

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  U.S. Bank

  Jan 1999 - Jan 2001

  Midwest SBA Sales Manager

  Midwest SBA Sales Manager responsible for 7 offices in 5 states. Missouri, Kansas, Illinois, Michigan, and Indiana.

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  Fifth Third Bank

  Jan 2004 - Jan 2006

  Private Client Sales Manager

  Managed a group of private bankers and trust officers. Division eliminated in St. Louis in the fall of 2006.

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  Heartland Bank (Midland States Bank as of 4/20/15)

  Jan 2006 - Jan 2009

  SBA and CRE Lender and Underwriter

  SBA and CRE Lender and Underwriter. In addition, maintained a portfolio of $27M, consisting of CRE and SBA credits.

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  Lindenwood University

  Aug 2007 - Dec 2014

  Adjunct Professor of Finance and Economics

  Taught as an Adjunct Professor for both Graduate and Undergraduate Finance and Economics Courses at Lindenwood, Maryville, and Concordia Universities in the St. Louis Metro Area. Instructor for both traditional classes as well as on-line.

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  BBVA in the USA

  Jan 2015 - Jan 2017

  Vice President SBA/Business Banking Manager

  SBA and Business Banking Lender and Portfolio Manager. Moved to San Diego in Spring 2017.

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  Bank of Southern California

  Mar 2017 - Oct 2017

  Vice President - SBA/Business Banking Manager

  Business Lender specializing in CRE/SBA/C&I Loans and portfolio management. Retired from full-time banking in October, 2017.

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  Carmody MacDonald P.C.

  Jan 2018 - Jan 2021

  Expert Commercial Bank Witness

  Consulted as an Expert Commercial Bank Witness on lawsuits and issues relating to business loans and procedures.

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  Florida Veterans Business Outreach Center

  Jul 2021 - now

  SBA Loan and Business Consulting

  Commercial Bank Lending Manager and Adjunct Professor, now assisting Florida Veterans with entrepreneurial education, as well as business acquisitions and SBA/Commercial Loan Sourcing.

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  Mississippi State University

  Mar 2023 - Aug 2024

  Boots to Business Revenue Readiness Instructor

  Assist Veterans and Military Spouses with online Entrepreneurial Education to develop business plans for seeking SBA/Bank Financing and/or equity partners, to facilitate the purchase/expansion/initialization of a commercial business entity.