Experience

• 

  Allied bank limited

  Apr 2011 - Jul 2013

  Agriculture credit officer

   Responsible for Overall Agricultural/Rural Finances, Running Finances, Demand Finances etc. Compliance of Credits, Bank’s own and State Bank Pakistan’s policy & standards Submission of statements and information regarding Rural financesas required by Head Office and other Departments. Assessment of security documents relating to Agricultural/Rural finances. Marketing strategies for Agricultural/Rural finances, Rural Deposits, fresh account openings etc.

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  Habib bank limited

  Aug 2013 - Sept 2015

  Assitant manager-1 agriculture finance officer

   Agriculture/Rural financing to farmers (need based ) Worked as credit reviewer of Agriculture/Rural Finances at Regional Head Quarter for timely processing of limits under provided parameters. Worked as coordinator of agricultural/rural finances with branch, RCAD & Head Office. Assessment of security related documents for agriculture/Rural financing Maintenance MIS/Data base of all Agriculture/Rural loans regarding renewals of existing limits, fresh disbursement and renewal enhancement etc.  Responsible for marketing of new customers for fresh Agriculture/Rural financing, promoting the Rural Banking among Agriculture farmers in village sectors. Recovery and follow up of loans  Proper follow of Agri NPL’s(non- performing loans/classified loans) Show less

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  Allied bank limited

  Sept 2015 - Dec 2021

   Preparation & Review of Credit Proposals in line with Credit Policy & Procedure Manual (CPPM/PPM). Carry out financial analysis and Credit Risk assessment in conformity with Bank’s policy and SBP Prudential Regulations. Assist branches in perfection of documentation and credit deficiencies for smooth flow of credit approvals. Coordinating with the Credit Administration Department (CAD) on behalf of Branches for timely and smooth processing of post approvals documentation & disbursements. To ensure effective monitoring and follow up of the booked portfolio  To facilitate branches in marketing fresh credit proposals. Thorough Knowledge of Bank’s Credit Policy & Procedure Manual (CPPM/PPM), Credit Regulatory Requirements and Risk related issues. Proficiency in basic IT skills, Microsoft Office (Word, Excel, Outlook etc). Show less

  • Branch Manager

    Sept 2016 - Dec 2021

  • Credit Appraisal Reviewer-Agri

    Sept 2015 - Sept 2016
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  Meezan bank limited

  Jan 2021 - now

  Promoted as Vice President-II

  • Branch Manager (VP-II)

    May 2024 - now

  • Branch Manager (AVP-I)

    Jan 2021 - now