Satyam Vishwakarma

Experience

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  Axis Bank

  Apr 2022 - Dec 2023

  Junior Executive

  ▪Analyse the reject cases and recommend to credit team with the mitigates for approval.▪Responsible for evaluating credit worthiness of the customer on the basis of financial as well asnonfinancial parameters.▪Checking the files KYC, IRR, CIBIL, price list, LTV, banking & income documents (Computation ofincomeand ABB).▪Co-ordinating with sales on FTNR and handling escalating on TAT and Stu Audit stage.▪Monitor approval ratio and publish MIS location wise (pan India).▪Cross checking applicant documents to ensure KYC norms are met.▪Co-ordinating to sales team in fortnightly about disburse pending status track.▪Identifying rework queries & coordinating with respective team.▪Handling sales escalations regarding BYOD logins.▪Resolving technical issues of sales team with the help of IT team.▪Processing & Maintaining monthly, weekly & daily MIS.▪Preparing daily basis team working data.▪Handling Auto loan Tablet & BYOD activities.▪ Maintaining and Preparing month end summary. Show less

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  IndusInd Bank

  Jan 2024 - now

  Assistant Manager

  ▪ Credit Underwriting (Credit Card)▪ Working on LOS & JOCATA system.▪ Checking credit worthiness of IndusInd Bank customers and new to bank customer.▪ Processing of Credit Card applications and approvals of same logged in at pan India level.▪ Checking Resident and Business verification reports, family exposure, manual and systemgenerated▪ CIBIL reports, Term Deposit, Investment, KYC documents.▪ Handling Open Market (card to card & new customers for bank) and HNI cases i.e. (High valuecustomers).▪ Bank statement checks, Credit Card statement checks, ITR document checks, Salary statement fornew to bank.▪ Checking fraud and negative report of each applicant as a part of credit norms. Show less