Experience

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  Howard johnson & company

  Jan 1995 - Jan 1999

  Actuarial analyst

  • Medical, Dental, Vision, and Short Term Disability underwriting and associated annual budgets.• Incurred but not reported lag analysis.• Analyzed contribution review and development.• Analysis of medical claims.• Assessed stop loss placement and renewal costs and the associated risks analysis.

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  Mercer

  Jan 1999 - Jan 2016

  Principal

  • Developed annual budgets that included total cost, employee contributions for coverage, and employer portions that were within 2% of actual. Utilized standard underwriting to set tiered accrual rates for medical, dental and vision plans for groups from 150 to 4,000.• Developed employee contribution strategies to offset increases in budget but still meet the needs of the employee population and continue to offer best in class benefits for employer groups.• Created analysis spreadsheets of health and welfare budgets to include ability to choose options for employee contributions, plan designs, and employer increases to assist with overall budgets and impacts to employer and employee.• Reviewed the health care reform regulations and determined size of financial impact and plan design impact. Included plan design analysis to offset the 3-5% impact of regulations.• Communicated difficult underwriting concepts and mathematical terms and principals to employer groups not familiar with these concepts in a way that they understood the risks and provided the trust necessary to make decisions on future costs and minimize risks.• Led and developed teams to implement broad spectrum of services offered to include: overall annual renewal and budget; implementation of new vendors and services; renewal of ongoing contracts; and day-to-day issues. Assigned tasks and duties to meet deadlines throughout projects for on-time delivery and within budget.• Created a plan with leadership to train and manage 10 junior financial staff to meet analysis needs for the office. Delivered assignments and training. Show less

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  Rlh corporation

  Jan 2017 - Jan 2018

  Compensation and benefits consultant

  • Developed renewal budget and plan options for leadership to ensure the overall plan spend was implemented with no increase to the corporation or employees by implementing a new wellness contribution structure and a new high deductible health plan with an HSA option. • Led and communicated the benefits renewal and open enrollment for approximately 1,000 eligible employees, which included implementing the new wellness contribution structure and high deductible plan and HSA option. Led and communicated the flexible spending and employee stock purchase plan open enrollment.• Developed, implemented and communicated new voluntary benefits offering with a new online enrollment portal. • Reviewed process in benefits and payroll departments for improvement in speed and accuracy of information and implemented process improvements to eliminate hand entry to systems and replace with data feeds.• Reviewed processes for compliance and implemented changes.• Redesigned existing employee benefits into a Total Rewards Structure and developed communications for employees to understand and improve knowledge of existing benefits available.• Set compensation and grade levels for new job descriptions.• Updated bonus communications and finalized plan structure. Show less

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  Northern capital management, inc.

  Apr 2019 - Nov 2024

  • Compliance Officer

    Feb 2024 - Nov 2024

  • NCRS Department Manager/Compliance Associate

    Jul 2023 - Jan 2024

  • Office Manager/NCRS Division Manager

    Apr 2019 - Jul 2023