Nilanj (Nick) Pandya CTA

Experience

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  Consumer Portfolio Services & Aegis Finance

  Mar 1995 - Oct 1997

  Collector

  Responsibilities included contacting delinquent borrowers with regards to their past due accounts and making arrangements to bring it up to date. Also recommended accounts to be set up for repossession and did skip tracing and assigned field calls for borrowers not being contacted. Administered and resolved clients' inquiries with verbal and written correspondenceManaged a portfolio of roughly 700 accounts with a value of $10,000,000 approximately.Recognised for excellence in service in dealing with clients* Employment with Radio Shack and Xerox was prior to 1995 and can be elaborated on if needed. Show less

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  Growth Resource Group Inc

  Nov 1997 - Nov 1998

  Repossessions Manager

  Responsibilities included researching of new repossession companies, assignment of accounts with emphasis on follow up reports showing the status of accounts including liquidation of assets through Automobile Auction Sales at various Dealer Auctions. Assisted with Skip Tracing of accounts and collections of mid range to back end delinquent accounts. Was in charge of bankruptcy accounts, relief of stay motions and special projects as assigned.

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  Account Information Systems International

  Jan 1999 - Dec 2001

  HR Manager

  Recruitment process from requisition to hiring.Daily interactions with hiring depatments.Sourcing, assessing, interviewing qualified candidates through various means and negotiating offersPerform job-postings, search on job boards & cross posting job boardsScreening resumes, cold calling applicants and referrals and networking Coordinating interview dates and times that were acceptable for candidates and hiring managers.Increased Business revenue for the company by approximately $700 K a year Show less

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  Carpenter Capital & Realty Inc

  Jan 2002 - Aug 2008

  Senior Loan Officer

  Managed a pipeline of 50 loans CONV, FHA, VA. Corresponded with underwriters, borrowers, title/escrow departments and Loan Officer. Reviewed Credit Reports and calculated income. Reviewed transactions, documents, records, and reports; tested and assessed the adequacy, propriety, and timeliness of internal controls and reporting systems including making recommendations for improvementsReviewed all Escrow and Title Documents, verification of employment information, W2s, bank statements, check stubs, Preliminary Title Reports, calculated taxes and preparation of Good Faith Estimates. Drawing of loan documents and preparing for signing. Prepared loan for funding and reviewed the funding figures ensuring that all the conditions had been met prior to funding. Also signed off on conditions and Due Diligence for Investor GuidelinesIncreased sale/revenue of $1.5 million dollars for the company. Show less

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  Ericsson Inc

  Dec 2008 - Sept 2009

  Project Coordinator

  Responsible for Monitoring and reporting on deliverable on project delivered across the USA and Canada.Provide reviews, reports and charts relating to the Key Performance Indexes across the various departmentsTracking and plotting of cost in different cost centers for travel and auxiliary expenses e.g. cell phonesBased on trends and performance reports, provide recommendations for cost cutting measures to reduce project expenses and overheadsEstablish dialogues with customer to clearly define risk mitigation plans and carrying them out effectively to customer's satisfaction through periodic review/meetings.Assisted in preparation of project budget and actual project expenses tracking review Show less

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  AK Mortgage Services

  Sept 2009 - Jul 2012

  Sr. Loan Processor/Underwriter (Independent Contractor)

  • Corresponded with underwriters, borrowers, title/escrow departments and Loan Officer. • Reviewed Credit Reports and calculated income. • Coordinated requirements for transactions, documents, records, and reports; tested and assessed the adequacy, propriety, and timeliness of internal controls and reporting systems including making recommendations for improvements• Reviewed all Escrow and Title Documents, verification of employment information, W2s, bank statements, check stubs, Preliminary Title Reports, calculated taxes and preparation of Good Faith Estimates. • Signed off on conditions and Due Diligence for Investor Guidelines Show less

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  Yellow Cab of Greater Orange County

  Jan 2011 - Sept 2014

  Supervisor/Trainer

  Training of new drivers to drive for Yellow Cab. Responsibilities included interviewing the drivers, reviewing computer applications in the cab including map reading, teaching customer service skills. Also was an Accident Investigator and Road Supervisor where was responsible for drivers behaving in a cordial manner with each other and passengers while they wait for a fare at one of the exclusives that Yellow Cab Co had a contract with. Also attended Certified Tourism Ambassador Class.

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  GMAC ResCap

  Jul 2012 - Nov 2012

  Loan Processor

  • Corresponded with underwriters, borrowers, title/escrow departments and Loan Officer. • Reviewed Credit Reports and calculated income. • Coordinated requirements for transactions, documents, records, and reports; tested and assessed the adequacy, propriety, and timeliness of internal controls and reporting systems including making recommendations for improvements. • Reviewed all Escrow and Title Documents, verification of employment information, W2s, bank statements, check stubs, Preliminary Title Reports, calculated taxes. • Signed off on conditions. Show less

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  AK Limo Services Inc

  Sept 2014 - now

  President

  Responsible for marketing, offering exceptional services for all individuals and families who use the company for trips to various areas and locations. Also set up flat rates and hourly rates for other drivers and assigning of trips. I am also a Certified Tourism Ambassador.