Lou Zachman

Experience

• 

  SunTrust Leasing

  May 2000 - Jun 2004

  Credit Analyst
• 

  1st Mariner Bank

  Jul 2004 - Jul 2006

  AVP, Sr. Credit Analyst
• 

  M&T Bank

  Jun 2006 - now

  Admin VP with the Commercial Equipment Finance Division of M&T Bank, responsible for Risk Mitigation for general leasing portfolio as well as Senior Credit Officer for the Transactional Financial Services Trading Desk Responsible for sponsor coverage and analysis of M&T Bank's existing PE portfolio and newly developed Bank/Sponsor relationships. Commercial Relationship Manager in the Greater Baltimore Region, serving a diverse client base consisting of over 30 middle market clients, with more than $145MM in loan commitments and more than $78MM in deposits.Provided financing for several large Leverage Buyout (LBO) transactions and worked closely with Private Equity Sponsors for the finance of the purchase of a portfolio company, several acquisitions and the refinancing of Junior Mezz debt. Underwrote credit deals for the Specialty Lending group, which consisted of the Equipment Leasing group and Asset Based Lending (ABL) group. Companies underwritten ranging in size from $100 Million to over $1 Billion. Deal size ranging from $1 Million to several hundred million.

  • Senior VP, Group Risk Manager of the Environmental Finance Division of M&T Bank

    Jul 2022 - now

  • Senior Credit Officer, Transactional Sourcing Desk

    Nov 2019 - Oct 2022

  • Administrative VP, Director of Risk Mitigation for the Commercial Equipment Finance Division of M&T

    Nov 2015 - Oct 2022

  • Associate Director - Equity Sponsor Group

    Sept 2013 - Nov 2015

  • Vice President, Greater Baltimore Middle Market Relationship Manager

    Oct 2010 - Sept 2013

  • VP, Sr. Credit Analyst

    Jun 2006 - Oct 2010