Experience

• 

  Bank al-habib

  Jul 2010 - Aug 2010

  Intern

  My vacation placement at one of the largest privately owned banks in Pakistan, allowed me to venture into the intersecting commercial and legal aspects of banking, finance and financial services. I was exposed to the global nature of this industry through liaising with international banks on multi-jurisdictional trade agreements including emerging markets in the Middle East. At the end of the placement, I was required to present a report on the legislative framework governing the pharmaceutical industry of Pakistan to the Board of Directors. Show less

• 

  Vellani & vellani

  Dec 2010 - Jan 2011

  Intern

  A two-week winter internship at one of the most prestigious law firms in Pakistan provided me with the opportunity to engage with complex legal and regulatory issues pertaining to multinational pharmaceutical companies and their intellectual property rights. This experience further cemented my enthusiasm to pursue a career in the legal industry and simultaneously allowed me to refine my legal research and drafting skills., including successfully assisting trainee solicitors and associates in completing a variety of projects. My interaction with clients and regulatory bodies in an environment I was unfamiliar with allowed me to truly display my adaptability and versatility. Show less

• 

  Linklaters

  Jun 2011 - Jul 2011

  Intern

  A four-week vacation placement exposed me to the inner workings of this premium global law firm. My experience in particular allowed me to focus on the challenging legal demands of clients and observe the standards of excellence that are required to reach the pinnacle of the legal industry. I was able to engage with lawyers throughout the firm both professionally and personally, providing me with invaluable guidance and practical experience ranging from due diligence and the drafting of legal notes, to competitively pitching for the mandates of prospective clients. Show less

• 

  Linklaters

  Sept 2013 - Aug 2017

  Wide exposure to the credit spectrum advising both borrowers and lenders (banks and financial institutions). Extensive involvment in loan portfolio transfers pursuant to corporate reorganisations, investment grade finance and real esate finance. General exposure to leveraged finance. Advisory experience in the financial structuring space with involvement in connection with the incoming "ring-fencing" legislation (and implementing this through a Part VII FSMA transfer) and advising on the Excluded Activity and Prohibitions Order. Involvement with Linklaters Legal AI initiative. Show less Trainee in Structured Finance Group department.Involved in a number of varied transactions including:Pre-securitisation financing of Commercial Mortgage and Residential Mortgage portfolios, particularly working opposite Private Equity borrowers from institutional lenders (mortgage origination teams).Negotiation and drafting of Mortgage Sale Agreements and Servicing Agreements in respect of cross-border investment in UK mortgages.Complex security release in connection with repayment of financing.Extensive involvement with Private Equity backed financing in connection with real estate assets and repayment.Loan note issuance facility agreement and ancillary security (Inter-creditor documentation and debentures) in connection with refinancing of debt in connection with insolvent Property Holdco.I have had a degree of exposure to Covered Bond based EMTN issuances. I would describe my legal focus currently being on finding debt solutions for clients.Skills achieved: (i) Project Management (ii) Negotiation and mediation (iii) Analysis and protecting client interests (iv) Credit Protection (v) Complex legal drafting (Inter-creditor agreements and loan note issuance facility agreement) (vi) Capital Markets exposure including covered bonds debt issuance programmes and EMTNs. Show less Trainee in Mainstream Banking and Finance department.Involved in a number of varied transactions including:Real estate based financing Asset finance (with particular exposure to the maritime industry and Oil & Gas) including working on amendment and restatements associated with Hapag-Lloyd and CSAV merger in summer 2014.Leveraged Finance (particular emphasis on acting for Private Equity clients on borrower side)Skills achieved: (i) Project Management (ii) Negotiation and mediation (iii) Analysis and protecting client interests (iv) Credit Protection (v) Complex legal drafting (Inter-creditor agreements) (vi) Sanction research (in particular relating to Russia) Show less Trainee in Mainstream Corporate department.Involved in a number of varied transactions including:Real estate based private M&ACross-border takeover of a London Stock Exchange (LSE) publicly listed company (Invensys PLC by Schneider Electric S.A.)Corporate and capital markets advice to an Oil and Gas sector UAE based issuer in its IPO on the Main Market of the LSE from start to finish (from initial due diligence to pricing and admission to trading)Skills achieved: (i) Project Management (ii) Negotiation and mediation (iii) Analysis and protecting client interests. Show less

  • Associate- Banking and Finance

    Sept 2015 - Aug 2017

  • Trainee Solicitor (Secondment- 4th seat)

    Apr 2015 - Sept 2015

  • Trainee Solicitor (3rd seat)

    Sept 2014 - Mar 2015

  • Trainee Solicitor (2nd Seat)

    Mar 2014 - Sept 2014

  • Trainee Solicitor (1st Seat)

    Sept 2013 - Mar 2014
• 

  Lloyds banking group

  Aug 2017 - Apr 2018

  Secondee - ring-fencing legal team

  Involvement in a mixture of workstreams in relation to the implementation of "ring-fencing" legislation (Excluded Activities and Prohibition Order). My experience currently relates to asset migration considerations in connection with loan, derivative, and structured finance products. Cross departmental (legal and business) involvement in connection with court documentation, materials to be delivered to the PRA and FCA. Innovative solution delivery to ensure EAPO compliance prior to 1 January 2019. Show less

• 

  Transhold (pvt) ltd

  Apr 2018 - Apr 2019

  Strategic consultant

  Transhold is a Pakistan-based holding company for subsidiaries that focus on different areas of commercial transportation services and logistics transport facilitation for clients. I was contracted for a project management & consultancy role within the rapidly expanding organisation. My key areas of involvement included: - Coordinating technology initiatives with internal IT team and external software development teams (from vendor procurement to requirement gathering). - Exploring business development opportunities and drafting debt and equity financing pitches based on meetings with suppliers, potential customers and investors.- Researching industry trends in listed logistics companies in India. Focus on 3PL in connection with distribution, warehousing and fulfilment. Show less

• 

  Safepay hq

  May 2019 - now

  Co-founder

  IFT is a software company that develops tools that allow Pakistani e-commerce merchants and freelancers to accept online payments (currently Visa, Mastercard and UnionPay) through our flagship product, Safepay.We develop software to help small and medium sized businesses in Pakistan accept credit and debit card payments online. We have completed the development of our homegrown software platform along with instituting processes to allow invited clients access to global online payments. We are generating 40% month-on-month growth. Show less