Pamela Beck

Experience

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  Trustmark Bank

  Mar 2003 - Jun 2012

  Mortgage Loan Processor III

  Ensure compliance with bank and government regulations,submitted application through the automated underwriting system, ordered and obtained documentation necessary to address automated underwriting findings,communicated with all parties involved, including, but not limited to, attorneys, realtors representing both parties involved, purchasers, appraisers, underwriters and originators and keeping them up to date as file progresses, completed files for submission to underwriting, cleared discrepancies in documentation noted by underwriting, coordinate with closing dept to ensure all closing conditions are met in a timely manner and prepare invoices to be paid. I also originated and processed for the entire dept while the originator was out on medical leave. Show less

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  Citi

  Jul 2012 - Jun 2013

  Safe Act III - Processor

  Gathered necessary documentation to deliver file to underwriting, liaison between consumer, vendors, title, underwriting, etc.

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  LoanDepot

  Jun 2013 - Sept 2013

  Senior Loan Processor

  Obtained several types of loans (approvable and non-approvable) in my pipeline. I worked a lot with the loan officers and borrowers to get documentation to meet conditions. I worked with underwriting and closing internally and with borrowers and title companies and other vendors outside the company.

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  TexasLending.com

  May 2014 - Mar 2015

  Sr Mortgage Loan Processor/Team Lead

  Took approvable files from the time of origination to closing. Gathered documentation, ran income calculations, cleared underwriting conditions and served as a liaison between borrower, title companies, realtors and other parties involved. I had 5 active loan officers I worked closely with and took more as needed to maintain even pipelines.

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  CU Members Mortgage

  Mar 2015 - Dec 2015

  Sr Mortgage Loan Processor

  Processed loans for credit unions across the country so ultimately the credit union and the borrowers were our clients. Same duties as any processing role other than following some of the lock guidelines for the credit unions.

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  LegacyTexas

  Dec 2015 - Apr 2017

  Loan Officer Assistant/Processor

  I worked files from the time they were given to me from the loan officer to make sure we had approvable loans before submitting to processing. I continued to work with the processors to ensure the file stayed on target for the close dates. I was working with all loan programs such as Conventional, FHA, VA and CRA Loan Programs. Adhered to all State and Federal guidelines.

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  BancorpSouth

  May 2017 - Sept 2019

  MLA/Mortgage Loan Processor II

  Assist 7 plus loan officers in obtaining documentation for initial approval. Review credit, income, assets, complete order outs and provide initial needs list to borrower to close any gaps in DU Findings. Submit file to processing for completion and continue to support loan officers/processors throughout process. Adhered to State and Federal Laws.

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  Planet Home Lending, LLC

  Dec 2019 - Aug 2021

  Subject Matter Expert

  Responsible for training new hires after they’ve completed a one week corporate training. Oversee first loans moved to underwriting and closing. Troubleshoot for processors when team leads unavailable. Audit files going to final underwriting to verify all conditions are attached. Pull pipeline reports and review with processors to keep files on track for next stages. On committee for policies and procedures to update, review and test job aides for Planet Online Docs. Maintain a small pipeline of mixed loans to stay current in the industry. Show less

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  First United Bank

  Aug 2021 - Jan 2022

  Senior Loan Processor
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  Fairway Independent Mortgage Corporation

  Jan 2022 - Apr 2022

  Senior Loan Processor
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  Morgan Stanley

  Sept 2022 - now

  Associate