Ekta Puri

Experience

• 

  HDB Financial Services Ltd.

  Sept 2014 - Nov 2017

  Credit Relationship Associate

  My job responsibilities includes Processing of Loan applications, Assessing and checking Cibil History of clients , personal Discussion with prospective clients thereafter assessing their credit worthiness with the help of their given Financial Statements , Analyzing Cash flows , Escalating cases on LOS Finnone to higher Level etc.

• 

  SMC Finance (Moneywise Financial Services Pvt Ltd)

  Nov 2017 - Dec 2020

  Senior Executive

  • Document Scrutinization of multiple products i.e ( Business loan , Property loan, Medical equipment loans and Equipment loans )• Proper checking of KYC, loan document that comprises legal and statutory part, Sanction conditions and other regulatory hygiene checks before releasing Funds to borrowers.• Ensuring adherence to timelines for completion of post disbursement audit of Disbursed cases.• Maintaining and Publishing MIS on set frequency basis. • Preparing Repayment schedule of the clients and Monitoring correct data entry in LOS and LMS • Co- ordination with Inter department teams to ensure data of the clients are properly maintained in system.• Monitoring and Empanelment of DSA via verification of their documents.• Tracking, monitoring and driving closure of all open pre and post disbursement related documents.• Account opening, impart process training to team members and Channel partners.• Vendor Management, which comprises co- ordination with empaneled agencies for the Verification reports to maintain TAT in system. Show less

• 

  ICICI Bank

  Aug 2021 - now

  Deputy Manager

  Bill lodgment and disbursement of export and inland bills as per the Operative Guidelines and process instructions.Inland Bill Discounting and Invoice bill discounting via scrutiny of trade documents i.e. Letter of credit, Bills of Exchange, commercial and tax Invoices, Term sheet, Transport documents, and other compliance documents.Export bill lodgment of dispatch and non- dispatch cases and processing transactions of pre- shipment finance - Export packing credit.RTGS making and checking of all disbursed cases.Ensuring compliance and processing all fund based transactions as per TAT by maintaining maximum accuracy and due diligence for across border transactions.Name screening checks performing in Fircosoft tool for detecting red flags/ OFAC/ FATF hits for AML prospective.Proficient in analyzing trade documents, conducting compliance checks, and managing credit risks. Show less