Camelia Giuleva

Experience

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  Ministry of Finance

  Feb 1997 - Feb 1999

  Financial Expert
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  DSK Bank

  Feb 1999 - Jun 2002

  • Risk Manager

    Jul 2001 - Jun 2002

  • Project Manager Program Management Office

    Feb 1999 - Jul 2001
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  Citi

  May 2000 - Jul 2000

  Internship
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  Allianz

  Jun 2002 - Mar 2020

  Report directly to the Management Board as well as Supervisory Board. Chairman of Risk Committee. Member of ALCO and Credit Council. Dynamic and passionate about finance with rigorous working style, process-oriented, excellent management, and problem-solving skill. Confident and results-oriented professional. Leading the risk management and control team with high standards. Solid knowledge of finance and risk management. Capacity to communicate effectively in a multinational environment. Strong negotiating and presentation skills. In charge of credit underwriting and collection process, risk management, risk control and reporting of AZ Bank and AZ Leasing. Manage to keep solid and stable key risk indicators via stringent approval process, implement controls and viral management tools, implement several application and behavior rating tools as well as market risk measurement, obtain stable and decreasing default rates to below 0.5% p.a., manage the loan portfolio quality and reducing the NPL ratio from 14% to 9% – one of the lowest in the country, manage market risk of a portfolio of more that 300m EUR international securities portfolio exposure, manage liquidity risk with stable and above the market average liquidity ratios, counterparty risk, responsible for collection activities as well as for operational risk and solvency, adaptably manage to sustain stability of risk control function with limited staff, control tools and variety of challenges, implement new accounting standards e.g. IFRS9 with stable level of provisioning and reasonable implementation cost, duly present all requested documents and regular reports to the Central Bank (ICAAP, ILAAP, Recovery Plan, IT Security Plan, etc.), deal with auditors (e.g. KPMG, PWC, Fitch), Group Risk and other stakeholders, work with various bank consultants as McK. Has one of the highest results of Allianz Engagement Survey 2018 and lots more. Show less

  • Chief Risk Officer, Member of the Management Board

    Jun 2010 - Mar 2020

  • Head of Market, Operational risk and Compliance Dept

    Jun 2002 - Aug 2010
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  COCOSOLIS

  May 2020 - May 2022

  Chief Financial Officer
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  Bulgarian Development Bank

  Feb 2022 - now

  Chief Risk Officer (CRO)