KRISHNAN GANAPATHY

Experience

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  Sundaram Finance

  Jul 2002 - Apr 2007

  Executive Marketing - Officer

  Growth Path:- Jul’02-Apr’04 Junior Executive - Operations –(Punjab-Chandigarh)- Apr'04-Apr’05 Junior Executive – Marketing – (Punjab -Chandigarh/Moga/Ludhiana/Bhatinda)- Apr’05-Apr'07 Officer (Delhi-NCR/Eastern UP)Highlights: Effectively handled operations, commercials vehicles, construction equipment and cars in various centres for the smooth flow of operations.  Posted at Chandigarh and after which deputed to Punjab (MOGA/Ludhiana/Jullandhar) and transferred to Bhatinda and thereafter to Delhi.  Sales Area Covered – Delhi-NCR, Ghaziabad, Noida, Gr. Noida, Dadri, Bulandshar, Baraut, Baghpat, Shamli, Meerut, Muzaffarnagar, Hapur and Muradabad. Handpicked to be a part of Meerut branch operations setup.  Handled pressures in business volumes under acute conditions thereby achieved targets with 100% quality.  Played a key role in maintaining collection track record above 92% throughout the year. Show less

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  Kotak Mahindra Bank

  Jan 2007 - Sept 2016

  Overall 180+ , Non Workable & Loss on Sale portfolios – Commercial Vehicles/Construction Equipment/Tractor Farm EquipmentTo examine, inspect and guide in all legal matters Liaisoning with panel Advocates.Sec-138, Attends courts for Civil/ criminal litigation, consumer court cases(Court Representation)Ensure compliance with all applicable laws and regulations.Criminal & Civil Proceedings including ArbitrationInitiating for Arbitration, Transfer & Execution of Arbitration AwardNetworking With Police DepartmentAppointment of Panel Advocates based on their specialization, achievement and market referencesTo check about the implementation of all kinds of statutory compliances by the Branches.Work related to Legal Department, Monitoring maintenance, preparation of legal data & MIS for litigation, Statutory Compliance. Show less

  • Chief Manager

    May 2007 - Sept 2016

  • CHIEF MANAGER

    Jan 2007 - Jan 2016
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  GK BRINGING ONE STOP SOLUTION LLP

  Oct 2016 - Jun 2022

  Founder

  Has over 20 years of experience in Credit/Analysis/policy making, Business Development, Marketing, Legal Recovery, Customer Relationship Management and Team Management. Worked with prestigious organizations such as American Express Bank, ABN Amro Bank, Sundaram Finance and previous stints as Chief Manager at Kotak Mahindra Bank.Exposure of financial market, asset products and understanding of credit underwriting especially in medium ticket & high ticket size loans and unsecured loans. Successfully handled various regions of Maharashtra, Goa, Punjab, Delhi & NCR, Western U.P. Rajasthan, Central, Southern and Gujarat. Proficient in various operations including recruitment, marketing, recovery,Legal, inventory and customer support. Show less

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  Kotak Mahindra Bank

  Sept 2021 - Aug 2023

  Associate Vice President

  Business Loan - Legal & Recovery

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  Avant Finwise Private Limited.

  Aug 2023 - now

  Vice President

  Stress Asset Management