Snehil Verma

Experience

• 

  GOALER

  Jun 2022 - Jun 2022

  Finance Intern - Trainee

  Internship Overview :1.Got a basic understanding of financial and investment markets.2. Handled basic concepts of investing - mutual funds, NPS, FD, tax saver, and other investment options.3. Worked on golden rules and different types of investment plans. 4. Wrote up my investment plan (IPS).5. Worked on the basics of stock selection.6.Attended sessions on careers in the finance industry.7.Worked on a sponsored campaign to my D-mat list & opened 10 accounts through social media marketing. Show less

• 

  Aashman Foundation

  Jul 2022 - Jul 2022

  Summer Intern
• 

  SRM Plastochem Pvt Ltd

  Jan 2023 - Mar 2023

  Intern- Accounting & Finance
• 

  ICICI Bank

  Aug 2023 - now

  Credit Manager

  Credit & Policy Group (Ascend Programme)Job Role/Responsibilities :1. Underwriting/Appraising the retail loans with the concept of 4Q1Q which includes Mortgage, Auto, and Personal loans, etc. conducting credit analysis to assess customer creditworthiness and track record through CIBIL.2. Assess various types of loan applications including those from salaried, self-employed non-professionals (SENP), and self-employed professionals (SEP).3. Oversee the entire credit application process, from initial login to timely disbursement, ensuring adherence to Turnaround Time (TAT).4. Ensure compliance with TAT requirements for delivering sanction letters and disbursing loans.5. Maintain the quality of the loan portfolio to minimize risks and optimize profitability.6. Handle post-disbursement documentation and manage partly disbursed cases efficiently.7. Coordinate with legal, technical, and Risk Containment Unit agencies to process loan applications effectively.8. Implement strategies to mitigate credit risks and enhance the overall credit quality of the portfolio.9. Continuously monitor and evaluate the performance of loan accounts to identify potential issues and take appropriate corrective actions. Show less