B. M. Avi Nahmias

Experience

• 

  National Bank Limited

  Jul 2013 - Apr 2019

  # Developing and maintaining a proper MIS of CAD.# Coordinate among officials assigned for preparation of compliance reports CAD & monitoring credit through collecting relevant data, analyze, process and compile the same as well as to assist in credit review and monitoring effectively. # Review and monitoring of all loans and advances by preparing various statements according to the Standard Operating Procedure (SOP).# Checking security documents (title deed, Bia deed, CS, SA & RS Khatains, DCR, Mutation Khatians, Rent receipt, SRO Token of RM formalities), charge documents, BLA opinion and Certificate and others documents as per security documentation checklist and prepare disbursement proposal.# Check and review exception report received from the Branches, follow-up thereof (recover EOL and regularize expired continuous/demand loan, realization of overdue installment), and preparation of daily report.# Prepare different official letters ensure timely and appropriate escalation.# Prepare different monthly, quarterly, half-yearly and yearly statements/regulatory returns as and when required by Bangladesh Bank and Management being the Head of CAD information and monitoring cell. Show less # Prepare Credit proposal for Sanction/Renewal/Enhancement/Re-scheduling/Restructuring as per Credit Manual and Policy and BRPD Circulars and Correspondence with Head office, visit customer business center and collateral security as CPVR.# Check chain of documents (Title deed, Bia deed, CS, SA & RS Khatains, DCR, Mutation Khatians, Rent receipt) of proposed properties.# Correspondence with BLA in respect of creation of BLA Opinion, RM Deed, RIPA Deed and different undertakings as per sanction term and visit sub-register office to mortgage land/building offered by the borrower as collateral security.# Complete Documentation (security documents and charge documents) and others formalities as per sanction letter for disbursements of Credit facilities and maintain credit check-in check-out register and security file along with prepare checklist of individual files.# Build up and maintain long-term Bank’s Customer’s relationship with existing and potential borrowers to retain business, visit customer’s business center and prepare monthly/quarterly stock report.# Monitor & supervise the overall credit Operation activities as well as monitor loan account to retain unclassified status and persuade customers for repayment overdue and EOL amount, and encourage them for regular transaction as Credit In charge.# Prepare different official letters ensure timely and appropriate escalation.# Prepare monthly, quarterly, half-yearly and yearly statements/regulatory returns as and when required by Bangladesh Bank and Head Office. Show less # Supervise, co-ordinate & control the entire operational activities of the General Banking and Credit department directly as Operation Manager of the branch.# Liquide/Cash Management in respect of payments and Vault limit as well as volt key custodian; check and maintain daily vouchers, A/C opening Form, Check Books, DD and PO blocks; prepare Transfer Register and OBC/IBC Register; prepare office orders and maintain Head office and Bangladesh Bank Circulars, follow up and execute Audit Compliance.# Work as Branch Anti Money Laundering Compliance Officer# Open different kinds of Account, perform end to end core software, issue DD/TT/Pay Order, cheque clearing, process remittance to the dedicated customer, online transaction, deposit, cheque encashment etc. Show less

  • Senior Executive Officer

    Jan 2017 - Apr 2019

  • Executive Officer

    Jul 2014 - Dec 2016

  • Probationary Officer

    Jul 2013 - Jul 2014
• 

  Southeast Bank Limited

  Apr 2019 - now

  # Manage, Supervise, control and follow up the day-to-day work and loan-deposit, profit-loss, position of the Branch as Head of Branch. # Coordinate, maintain liaison and contact with the management/officials of Head Office, management of other Branches of the Bank, other Banks, regulatory authority, corporation, organization, institutions, firms, companies etc. # Monitor overall activities of the Branch and drive for asset-liability marketing. # Lead the officials of the Branch to run the Branch efficiently, selection of potential and good investment clients, ensure customer service, security and safety and discipline of the officials of the Branch. # Comply with the instructions/guidelines of the Bank`s Head Office, regulatory authorities and other agencies of the Government. # Evaluate the performance of the employees of the Branch as reporting office. # Sanction of Casual Leave, recommend to Head Office for confirmation, increment, promotion, reward, award etc. # Sending of credit proposal and other investment proposals to Head Office for approval. # Disbursement of loans and other credit facilities to the clients etc. Show less # Act as Manager Operation and Credit in Charge. # Overall monitoring and supervision of GB, Cash & Credit department of the Branch under the guideline and supervision of HOB.# Prepare proposal for credit facility, disbursement approval. # Loan documentation, Loan Monitoring, margin account reconciliation, Loan account opening, prepare sanction advice.# Limit loading as well as transaction (Posting), maintenance and rollover, Loan disbursement and adjustment, CIB Enquiry, audit compliance.# Work as Branch Anti Money Laundering Compliance Officer. Show less # Act as Manager Operation and Credit in Charge. # Overall monitoring and supervision of GB, Cash & Credit department of the Branch under the guideline and supervision of HOB.# Prepare proposal for credit facility, disbursement approval. # Loan documentation, Loan Monitoring, margin account reconciliation, Loan account opening, prepare sanction advice.# Limit loading as well as transaction (Posting), maintenance and rollover, Loan disbursement and adjustment, CIB Enquiry, audit compliance.# Work as Branch Anti Money Laundering Compliance Officer. Show less

  • First Assistant Vice President

    Aug 2023 - now

  • First Assistant Vice President

    Jul 2022 - Aug 2023

  • Senior Executive Officer

    Apr 2019 - Jun 2022